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$10,700,000
103 Reef Lane
Key Biscayne, FL 33149
MLS# A12123404
7 beds  |  6 baths  |  4997 sqft


Living area featuring floor-to-ceiling wood-paneled walls, rhythmic vertical slat detailing, exposed wood ceiling beams, recessed lighting, and large-format glass sliding doors
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Living area featuring floor-to-ceiling wood-paneled walls, rhythmic vertical slat detailing, exposed wood ceiling beams, recessed lighting, and large-format glass sliding doors Wood-paneled walls with vertical texture, exposed ceiling beams, floor-to-ceiling glass paneling, and polished stone flooring Entryway featuring polished stone flooring, custom light-toned wood paneling, and dual glass-panel doors with a transom window Open-concept room featuring natural stone flooring, a recessed ceiling with wood-finish trim, integrated recessed lighting, floor-to-ceiling glass paneling, and a slatted wood sliding door Dining area featuring a coffered ceiling with recessed lighting, full-height wall mirror, polished stone flooring, and multi-light chandelier Kitchen featuring flat-panel cabinetry, stainless steel range hood, stone-topped island, and light-toned flooring, complemented by floor-to-ceiling glass panel walls Kitchen featuring a large central island with waterfall-edge countertop, stainless steel chimney-style range hood, floor-to-ceiling glass sliding doors, light-toned cabinetry, and wood-finish flooring Custom built-in cabinetry featuring vertical fluting, integrated floating shelving, wood-finish flooring, and recessed lighting Open-concept interior featuring floor-to-ceiling sliding glass doors, recessed lighting, integrated wood-finish cabinetry, and a stainless steel range hood Contemporary two-story exterior featuring floor-to-ceiling glass paneling, a ground-level concrete pool deck, a private rectangular swimming pool, and a second-story balcony with metal railings Covered stone patio featuring a built-in outdoor kitchen, expansive glass sliding doors, a balcony with a glass railing, and a swimming pool Covered patio with integrated outdoor kitchen, stone-veneer feature wall, manicured turf lawn, mature perimeter landscaping, and swimming pool Photo 13 Floor-to-ceiling glass windows, polished tile flooring, wood-slat partition wall, built-in shelving, and exterior balcony Floor-to-ceiling windows, polished stone-finish flooring, built-in recessed shelving, and recessed lighting Floor-to-ceiling glass windows, wide-plank wood-finish flooring, and recessed ceiling lighting Floor-to-ceiling sliding glass doors opening to a balcony with a glass railing, wood-finish flooring, and expansive windows featuring mature palm foliage Dual-sink vanity with light-tone wood cabinetry, stone countertop, integrated mirrors, freestanding soaking tub, and enclosed shower with frosted glass panels Light wood-finish cabinetry, stone countertop, built-in mirror with integrated shelving, walk-in shower with glass enclosure, and floor-to-ceiling tile work Freestanding soaking tub with a floor-mounted faucet, floor-to-ceiling window, light wood-finish cabinetry, countertop basin, and stone-finish flooring Covered balcony featuring tile flooring and a glass-paneled railing Covered balcony featuring wood-finish tile flooring, stacked stone wall cladding, floor-to-ceiling glass wall panels, and a frameless glass railing system Floor-to-ceiling windows, wood-finish flooring, patterned accent wall, and multi-light flush-mount fixture Bathroom featuring a soaking tub, floor-to-ceiling stone-style tile surround, vertical accent window, floating wood-finish vanity with a dark stone-style countertop, and a large-format mirror Floor-to-ceiling windows, wood-finish flooring, accent wall with patterned wall covering, and a multi-arm flush-mount ceiling fixture Bathroom featuring a walk-in shower with glass enclosure and stone-finish surround, floating wood-finish vanity with an integrated basin, dark stone-finish countertop, and wall-mounted mirror Photo 27 Covered balcony featuring wood-finish flooring and a glass panel railing with metal framing, surrounded by mature palms and foliage Covered balcony featuring stacked-stone exterior cladding, wood-finish flooring, and a glass-panel railing with metal frame Floor-to-ceiling sheer drapery, multi-arm metal chandelier, recessed lighting, and wood-finish flooring Built-in light-tone wood cabinetry featuring open shelving and an integrated under-counter wine refrigerator, large-format tile flooring, and multi-arm chandelier lighting Floating light-toned wood vanity featuring a dark-toned stone countertop, integrated rectangular sink, wall-spanning mirror, and matte black hardware Rectangular swimming pool with stone-surround decking, glass balcony railings, and mature privacy hedging Covered stone patio featuring large-scale mural artwork, floor-to-ceiling glass doors, two ceiling fans, and an in-ground swimming pool Two-story exterior featuring floor-to-ceiling glass paneling, a rectangular swimming pool, stone-finish patio, and a wrap-around balcony with a glass railing Modern facade featuring textured stone masonry, expansive floor-to-ceiling glass windows, a double-door entryway, and a covered balcony with a glass railing Photo 37 Contemporary two-story exterior featuring stone veneer siding, floor-to-ceiling glass wall panels, an upper-level balcony with metal railings, and a covered carport area High-rise residential complex featuring oceanfront positioning, multiple swimming pools, expansive landscaped grounds, and direct beach access Aerial perspective of a multi-story residential building featuring two swimming pools, a tennis court, landscaped grounds, and immediate proximity to the coastline

Property Description
Experience the best of Key Biscayne living at Villa 103, a beautifully designed 7-bedroom, 5.5-bath residence offering 4,997 SF of living space within the exclusive Oceana beachfront community. Combining the privacy and comfort of a single-family home with the convenience of resort-style living. This exceptional villa features high ceilings, a beautifully redesigned living room, a separate family room or office, formal and casual dining areas, and a contemporary kitchen. Thoughtful upgrades throughout the residence include custom millwork, upgraded interior doors, built-ins, carefully designed lighting, and much more creating a sophisticated yet welcoming atmosphere. Expansive outdoor terraces, a private pool, and a dedicated BBQ area surrounded by lush tropical landscaping create the perfect setting for entertaining or simply enjoying Miami's year-round sunshine. Just moments from your front door, enjoy direct beach access with dedicated service, resort-style pools, a state-of-the-art fitness center and spa, a tennis court, a private restaurant, and an exceptional collection of amenities. A rare opportunity to enjoy the space and privacy of a home with the effortless lifestyle of one of the island's most desirable beachfront communities.

Details
Maps
Contract Information
Comp Sale YN: No
Occupant Type: Call Listing Agent
Listing Date: 2026-11-13
Status: Active
Original List Price: 10700000
List Price: $10,700,000
Current Price: $10,700,000
Location and Legal
County Or Parish: Miami-Dade
County Parish Name: Miami-Dade
City Name: Key Biscayne
Municipal Code: 24
Postal Zip: 33149
Development Name: OCEANA KEY BISCAYNE
Subdivision Number: 29
Special Assessment YN: No
Flood Zone: AE
Country: United States
Street Number: 103
Street Name: Reef
Street Suffix: Lane
State Or Province: FL
Postal Code: 33149
Postal Code +4: 1806
Subdivision Name: OCEANA KEY BISCAYNE CONDO
Area: 2420
Elementary School: Key Biscayne K-8
Middle Or Junior School: Ponce De Leon
High School: Coral Gables
Parcel Number: 2442320291450
Zoning: 5000
General Property Information
Adjusted Area Main: 4997
Living Area Main: 4997
Attached Carport YN: Yes
Lot Size Area: 8700
Water Frontage Feet: 500
Senior Community YN: No
Outdoor Living Spaces YN: Yes
Furnished: Unfurnished
Stories Total: 2
Pool Private YN: Yes
Property Sub Type: Single Family Residence
Bedrooms Total: 7
Bathrooms Total: 6
Bathrooms Full: 5
Bathrooms Half: 1
Building Area Main: 4997
Year Built: 2014
Carport YN: 1
Carport Spaces: 4
Covered Spaces: 4
Lot Size Acres: 0.2
Waterfront YN: 1
Direction Faces: West
Financial Information
Estimated Monthly Assoc Recurring Fee: 9718
Membership Fee Required YN: No
Association YN: 1
Association Fee: 9718
Association Fee Frequency: Monthly
Tax Annual Amount: 102104
Tax Year: 2025
Tax Legal Description: OCEANA KEY BISCAYNE CONDO UNIT VILLA 3 UNDIV 1.100500% INT IN COMMON ELEMENTS OFF REC 29249-0603
Office/Member Information
DXORIGMLSID: SEF
Application Information
Association Approval Required: 1
Amenities
Fitness Center: 1
Pool: 1
Sauna: 1
Sidewalks: 1
Spa/Hot Tub: 1
Tennis Court(s): 1
Other: 1
Association Amenities
Gated: 1
Security: 1
Association Fee Includes
Common Areas: 1
Maintenance Grounds: 1
Recreation Facility: 1
Security: 1
Trash: 1
Dining Area
Breakfast Area: 1
Eat-In Kitchen: 1
Formal Dining: 1
Entry Information
Entry Level: 1
Exterior Features
Barbecue: 1
Built-in Barbecue: 1
Flooring
Marble: 1
Wood: 1
Parking Features
Covered: 1
Driveway: 1
Electric Vehicle Charging Station(s): 1
Golf Cart Garage: 1
Attached Carport: 1
Carport: 1
Property Condition
Resale: 1
Fencing
Fenced: 1
Possession
Close Of Escrow: 1
Negotiable: 1
Sewer
Public Sewer: 1
Special Information
Sold As-Is: 1
View
Other: 1
Heating
Central: 1
Electric: 1
Sprinkler Description
Auto Sprinkler: 1
Water Access
Deeded Beach Access: 1
Other: 1
Window Features
Blinds: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Electric Range: 1
Ice Maker: 1
Microwave: 1
Refrigerator: 1
Washer: 1
Construction Materials
CBS: 1
Interior Features
Built-in Features: 1
Closet Cabinetry: 1
Entrance Foyer: 1
Kitchen Island: 1
Walk-In Closet(s): 1
Levels
Two: 1
Listing Terms
Cash: 1
Conventional: 1
Pool Features
In Ground: 1
Road Frontage Type
Private Road: 1
Road Surface Type
Paved: 1
Roof
Concrete: 1
Security Features
Security Patrol: 1
Smoke Detector(s): 1
Water Source
Public: 1
Architectural Style
Contemporary: 1
Cooling
Central Air: 1
Electric: 1
Association Type
Condominium: 1
Showing Requirements
Appointment Only: 1
Master Bedroom/Bath
Dual Sinks: 1
Master Bdrm - Ground: 1
Master Bdrm - Upstairs: 1
Separate Shower: 1
Separate Tub: 1
Pets Allowed YN
Yes: 1
Pets Allowed
Pet Restrictions Possible: 1
Pool Size Details
Pool Size (WxL): 0
Storm Protection
Impact Glass: Complete
Tax Information
City/County: 1
Outdoor Living Spaces
Balcony: 1
Patio: 1
Porch: 1
Balcony Details
Balcony - Open: 1
Porch Details
Porch - Open: 1
Room Types
Den: 1
Family Room: 1
Maid/In-Law Quarters: 1
Price Calculations
Current Price To SqFt: 2141.28
Section Details
Parcel Number MLX: 1450
Status Change Information
Major Change Timestamp: 2026-11-13T05:00:00Z
Major Change Type: New Listing
Status Change Date: 2026-11-13
Originating Details
Originating System Key: 570958851
Originating System ID: M00000151
Property Features
Application Information: Association Approval Required
Association Amenities: Gated; Security
Association Fee Includes: Common Areas; Maintenance Grounds; Recreation Facility; Security; Trash
Dining Area: Breakfast Area; Eat-In Kitchen; Formal Dining
Exterior Features: Barbecue; Built-in Barbecue
Flooring: Marble; Wood
Parking Features: Covered; Driveway; Electric Vehicle Charging Station(s); Golf Cart Garage; Attached Carport; Carport
Property Condition: Resale
Appliances: Dishwasher; Disposal; Dryer; Electric Range; Ice Maker; Microwave; Refrigerator; Washer
Architectural Style: Contemporary
Construction Materials: CBS
Cooling: Central Air; Electric
Association Type: Condominium
Fencing: Fenced
Heating: Central; Electric
Interior Features: Built-in Features; Closet Cabinetry; Entrance Foyer; Kitchen Island; Walk-In Closet(s)
Levels: Two
Listing Terms: Cash; Conventional
Pets Allowed YN: Yes
Pets Allowed: Pet Restrictions Possible
Pool Features: In Ground
Possession: Close Of Escrow; Negotiable
Road Frontage Type: Private Road
Road Surface Type: Paved
Roof: Concrete
Security Features: Security Patrol; Smoke Detector(s)
Sewer: Public Sewer
Special Information: Sold As-Is
Sprinkler Description: Auto Sprinkler
Tax Information: City/County
View: Other
Water Access: Deeded Beach Access; Other
Water Source: Public
Window Features: Blinds
Showing Requirements: Appointment Only
Outdoor Living Spaces: Balcony; Patio; Porch
Balcony Details: Balcony - Open
Porch Details: Porch - Open
Room Types: Den; Family Room; Maid/In-Law Quarters
Room Information
Room Name
Den
Family Room
Maid/In-Law Quarters

IDX
Listing Office: One Sotheby's International Realty
Source MLS Verified

Last Updated: November - 13 - 2026

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