$3,350,000
North Miami, FL 33181
MLS# B26072103
4 beds | 3 baths | 3941 sqft
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Property Description
Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining.
Details
Maps
Contract Information
Comp Sale YN: No
Negotiable Seller Concessions YN: Yes
Occupant Type: Vacant
Listing Date: 2026-09-03
Status: Active
Original List Price: 3350000
List Price: $3,350,000
Current Price: $3,350,000
Listing Service: Full Service
Location and Legal
County Or Parish: Miami-Dade
County Parish Name: Miami-Dade
City Name: North Miami
Municipality Type: Incorporated
Municipal Code: 06
Postal Zip: 33181
Development Name: KEYSTONE ISLAND
Geographic Area: DADE
Subdivision Number: 21
Special Assessment YN: No
Flood Zone: AE
Country: United States
Street Number: 12990
Street Name: Keystone
Street Suffix: Terrace
State Or Province: FL
Postal Code: 33181
Postal Code +4: 2226
Subdivision Name: KEYSTONE ISLAND
Area: 2220
Elementary School: David Lawrence Jr. K-8
Middle Or Junior School: North Miami
High School: Alonzo and Tracy Mourning
Parcel Number: 0622280210690
Zoning: 0900
Directions: Follow I-95 S to FL-922 E/NW 125th St in North Miami. Take exit 10A from I-95 S. Continue on FL-922 E. Drive to Biscayne Bay Dr
General Property Information
Adjusted Area Main: 3085
Living Area Main: 3084
Living Area Source: Public Records
Accessibility Features YN: Yes
Gated Community YN: No
Lot Size Area: 12500
Water Frontage Feet: 100
Senior Community YN: No
Outdoor Living Spaces YN: Yes
Furnished: Unfurnished
Stories Total: 1
Stories: 1
Fireplace YN: No
Pool Private YN: Yes
Property Sub Type: Single Family Residence
Bedrooms Total: 4
Bathrooms Total: 3
Bathrooms Full: 3
Building Area Main: 3941
Building Area Source: Public Records
Year Built: 1959
Garage YN: 1
Attached Garage YN: 1
Garage Spaces: 2
Covered Spaces: 2
Parking Total: 2
Lot Size Acres: 0.29
Waterfront YN: 1
Direction Faces: East
Financial Information
Master Association YN: No
Estimated Monthly Assoc Recurring Fee: 0
Membership Fee Required YN: No
Tax Annual Amount: 14893.81
Tax Year: 2025
Tax Legal Description: 27-28 52 42 KEYSTONE ISLAND NO 5 PB 68-2 LOT 24 BLK 16 LOT SIZE 100.000 X 125 OR 15246-868 1091 1
Office/Member Information
DXORIGMLSID: RML
Accessibility Features
Accessible Central Living Area: 1
Dining Area
Formal Dining: 1
Snack Bar/Counter: 1
Exterior Features
Barbecue: 1
Lighting: 1
Flooring
Carpet: 1
Marble: 1
Tile: 1
Leasing Permitted Details
Leasing Permitted YN: Yes
Okay To Lease: 1
Parking Features
Boat Access/Parking: 1
Circular Driveway: 1
Covered: 1
Driveway: 1
Garage Door Opener: 1
Attached: 1
Attached Garage: 1
Garage: 1
Property Condition
Resale: 1
Special Listing Conditions
Standard: 1
Fencing
Back Yard: 1
Structure Type
House: 1
Other Structures
Outbuilding: 1
Possession
Close Of Escrow: 1
Negotiable: 1
Sewer
Public Sewer: 1
Special Information
Sold As-Is: 1
Utilities
Cable Available: 1
Electricity Available: 1
Water Available: 1
View
Pool: 1
Water: 1
Heating
Central: 1
Electric: 1
Leasing Restrictions
Leasing - Max Times Per Year: 1
Leasing - Minimum Number of Days: 365
Unit Description
Corner/End Unit: 1
Water Access
Ocean Access: 1
Water View
Canal: 1
Intracoastal: 1
Window Features
Blinds: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Electric Cooktop: 1
Electric Range: 1
Freezer: 1
Ice Maker: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Washer: 1
Cooktop: 1
Construction Materials
Block: 1
Concrete: 1
Stucco: 1
Interior Features
Bar: 1
Closet Cabinetry: 1
French Doors: 1
High Ceilings: 1
Kitchen Island: 1
Storage: 1
Vaulted Ceiling(s): 1
Walk-In Closet(s): 1
Levels
One: 1
Listing Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Lot Features
Corner Lot: 1
Pool Features
In Ground: 1
Private: 1
Salt Water: 1
Screen Enclosure: 1
Roof
Slate: 1
Tar/Gravel: 1
Security Features
Smoke Detector(s): 1
Water Source
Public: 1
Waterfront Features
Canal Front: 1
Intracoastal: 1
Seawall: 1
Architectural Style
Ranch: 1
Traditional: 1
Boat and Dock Information
Dock: Yes
Boat and Dock Features
Deeded Dock: 1
Private Dock: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Showing Requirements
Appointment Only: 1
Schedule Online: 1
Main Level Rooms
Main Level Bathrooms: 3
Main Level Bedrooms: 4
Main Living Area
Entry Level: 1
Master Bedroom/Bath
Bedroom On Entry Level: 1
Combo Tub/Shower: 1
Dual Sinks: 1
Pets Allowed YN
Yes: 1
Pets Allowed
No Restrictions: 1
Pet Details
Pet Fee YN: No
Pool Size Details
Pool Size (WxL): 20X30
Restrictions
No Restrictions: 1
Storm Protection
Impact Glass: Complete
Tax Information
City/County: 1
Canal Width
Canal Width 1-80 Feet: 1
Outdoor Living Spaces
Patio: 1
Patio Details
Patio - Screened: 1
Room Types
Bedroom 2: 1
Bedroom 2 Level: First
Bedroom 3: 1
Bedroom 3 Level: First
Bedroom 4: 1
Bedroom 4 Level: First
Dining Room: 1
Dining Room Level: First
Family Room: 1
Family Room Level: First
Florida Room: 1
Foyer: 1
Foyer Level: First
Kitchen: 1
Kitchen Level: First
Living Room: 1
Living Room Level: First
Master Bedroom: 1
Master Bedroom Level: First
Price Calculations
Current Price To SqFt: 1086.25
Acreage Description
1/4 To Less Than 1/2 Acre Lot: 1
Less Than 1 Acre Lot: 1
Status Change Information
Major Change Timestamp: 2026-09-03T20:27:09Z
Major Change Type: New Listing
Status Change Date: 2026-09-03
Originating Details
Originating System Key: 20260806144033678490000000
Originating System ID: M00000170
Property Features
Accessibility Features: Accessible Central Living Area
Dining Area: Formal Dining; Snack Bar/Counter
Exterior Features: Barbecue; Lighting
Flooring: Carpet; Marble; Tile
Leasing Permitted Details: Okay To Lease
Parking Features: Boat Access/Parking; Circular Driveway; Covered; Driveway; Garage Door Opener; Attached; Attached Garage; Garage
Property Condition: Resale
Special Listing Conditions: Standard
Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Range; Freezer; Ice Maker; Microwave; Oven; Refrigerator; Washer; Cooktop
Architectural Style: Ranch; Traditional
Boat and Dock Features: Deeded Dock; Private Dock
Construction Materials: Block; Concrete; Stucco
Cooling: Ceiling Fan(s); Central Air
Fencing: Back Yard
Heating: Central; Electric
Interior Features: Bar; Closet Cabinetry; French Doors; High Ceilings; Kitchen Island; Storage; Vaulted Ceiling(s); Walk-In Closet(s)
Levels: One
Listing Terms: Cash; Conventional; FHA; VA Loan
Lot Features: Corner Lot
Main Living Area: Entry Level
Other Structures: Outbuilding
Pets Allowed YN: Yes
Pets Allowed: No Restrictions
Pool Features: In Ground; Private; Salt Water; Screen Enclosure
Possession: Close Of Escrow; Negotiable
Restrictions: No Restrictions
Roof: Slate; Tar/Gravel
Security Features: Smoke Detector(s)
Sewer: Public Sewer
Special Information: Sold As-Is
Structure Type: House
Tax Information: City/County
Unit Description: Corner/End Unit
Utilities: Cable Available; Electricity Available; Water Available
View: Pool; Water
Water Access: Ocean Access
Water Source: Public
Water View: Canal; Intracoastal
Waterfront Features: Canal Front; Intracoastal; Seawall
Canal Width: Canal Width 1-80 Feet
Window Features: Blinds
Showing Requirements: Appointment Only; Schedule Online
Outdoor Living Spaces: Patio
Patio Details: Patio - Screened
Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Family Room; Florida Room; Foyer; Kitchen; Living Room; Master Bedroom
Acreage Description: 1/4 To Less Than 1/2 Acre Lot; Less Than 1 Acre Lot
Supplements
At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views—an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining family and friends. Boating enthusiasts will especially appreciate the private dock and boat slip, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.
Room Information
| Room Name | Length | Width | Level |
| Family Room | 11.00 | 36.50 | First |
| Living Room | 24.30 | 22.10 | First |
| Kitchen | 12.00 | 13.11 | First |
| Dining Room | 11.11 | 13.11 | First |
| Foyer | 4.90 | 15.10 | First |
| Master Bedroom | 16.20 | 16.10 | First |
| Bedroom 2 | 11.40 | 11.90 | First |
| Bedroom 3 | 14.10 | 11.10 | First |
| Bedroom 4 | 11.00 | 14.00 | First |
Listing Office: KW Reserve Palm Beach
Last Updated: September - 08 - 2026
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.
