$3,450,000
Palm City, FL 34990
MLS# M20055566
3 beds | 2 baths | 2674 sqft

1 / 50
Property Description
Owner financing with 0% interest. Insurance optional. Gull Harbor with no HOA. Boaters paradise with 138 feet of seawall on an oversized fenced cul-de-sac lot just under 1/3 acre. This concrete block 3BR/2BA home with a 2-car garage offers wide water and stunning sunrise views from the kitchen, dining room, and screened patio. The split floor plan provides privacy and functionality, while travertine flooring runs throughout the home. Updated bathrooms add modern appeal, and the expansive yard offers plenty of room for a pool and outdoor entertaining. This waterfront gem features a private dock equipped with a boat lift. Enjoy easy access to the St. Lucie River right from your dock. Enjoy the perfect blend of privacy, waterfront living, and endless potential with no restrictions. Conveniently located close to schools, dining, shopping, and everyday conveniences .Owner financing available.
Details
Maps
Contract Information
Comp Sale YN: No
Listing Date: 2026-05-05
Status: Active
Original List Price: 3455000
List Price: $3,450,000
Current Price: $3,450,000
Location and Legal
County Or Parish: Martin
County Parish Name: Martin
City Name: Palm City
Postal Zip: 34990
Development Name: Gull Harbor
Geographic Area: MRTC - Martin County
Country: United States
Street Number: 2086
Street Direction Prefix: SW
Street Name: Gull Harbor
Street Suffix: Lane
State Or Province: FL
Postal Code: 34990
Subdivision Name: Gull Harbor
Area: 6090 - Palm City
Elementary School: Bessey Creek
Middle Or Junior School: Hidden Oaks
High School: Martin County
Parcel Number: 073841002000001104
Directions: Martin downs Blvd to Mapp Rd north, turn right on Gull Harbor Ln follow to end.
General Property Information
Living Area Main: 1826
Lot Size Area: 13155.12
Senior Community YN: No
Furnished: Unfurnished
Stories Total: 1
Pool Private YN: No
Guest House YN: No
Property Sub Type: Single Family Residence
Bedrooms Total: 3
Bathrooms Total: 2
Bathrooms Full: 2
Building Area Main: 2674
Year Built: 1978
Parking Total: 2
Lot Size Acres: 0.3
Waterfront YN: 1
Financial Information
Association Deposit YN: No
Estimated Monthly Assoc Recurring Fee: 0
Membership Fee Required YN: No
Tax Annual Amount: 12129.02
Tax Year: 2025
Tax Legal Description: BEG SW COR LOT 11, E ALG S/LN 22.5', NLY TO PT ON N/LN 67.5' E OF NW COR, WLY TO NW COR & SELY ALG W/LN TO POB; & .....
Amenities
None: 1
Dining Area
Family/Dining Combination: 1
Electric
220 Volts: 1
Flooring
Carpet: 1
Ceramic Tile: 1
Other: 1
Member Equity
Membership Equity YN: No
Parking Features
Garage Door Opener: 1
Property Condition
Resale: 1
Structure Type
House: 1
Possession
Negotiable: 1
Sewer
Septic Tank: 1
Utilities
Sewer Available: 1
Water Available: 1
Heating
Central: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Refrigerator: 1
Water Heater: 1
Construction Materials
Block: 1
Brick: 1
Concrete: 1
Interior Features
Bedroom Layout - Split: 1
Walk-In Closet(s): 1
Listing Terms
Cash: 1
Conventional: 1
Roof
Composition: 1
Shingle: 1
Security Features
Smoke Detector(s): 1
Water Source
Public: 1
Water Heater Details
Electric Water Heater: 1
Architectural Style
Traditional: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Showing Requirements
Call Listing Agent: 1
Schedule Online: 1
Membership
No Membership Available: 1
Pets Allowed YN
Yes: 1
Pets Allowed
Number Limit: 1
Size Limit: 1
Restrictions
No Restrictions: 1
Storm Protection Details
Storm Shutters: 1
Tax Information
No Homestead: 1
Canal Width
Canal Width 1-80 Feet: 1
Acreage Description
1/4 To Less Than 1/2 Acre Lot: 1
Status Change Information
Major Change Timestamp: 2026-05-11T20:34:56Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-05-11T20:34:56Z
Status Change Date: 2026-05-09
Originating Details
Originating System Key: 603764354
Originating System ID: M00000165
Property Features
Dining Area: Family/Dining Combination
Electric: 220 Volts
Flooring: Carpet; Ceramic Tile; Other
Parking Features: Garage Door Opener
Property Condition: Resale
Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Water Heater
Water Heater Details: Electric Water Heater
Architectural Style: Traditional
Construction Materials: Block; Brick; Concrete
Cooling: Ceiling Fan(s); Central Air
Heating: Central
Interior Features: Bedroom Layout - Split; Walk-In Closet(s)
Listing Terms: Cash; Conventional
Membership: No Membership Available
Pets Allowed YN: Yes
Pets Allowed: Number Limit; Size Limit
Possession: Negotiable
Restrictions: No Restrictions
Roof: Composition; Shingle
Security Features: Smoke Detector(s)
Sewer: Septic Tank
Storm Protection Details: Storm Shutters
Structure Type: House
Tax Information: No Homestead
Utilities: Sewer Available; Water Available
Water Source: Public
Canal Width: Canal Width 1-80 Feet
Showing Requirements: Call Listing Agent; Schedule Online
Acreage Description: 1/4 To Less Than 1/2 Acre Lot
Listing Office: Berkshire Hathaway Florida Rea

Last Updated: November - 02 - 2026
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.

