Dining Area: Breakfast Area; Dining/Living Room; Family/Dining Combination

Electric: Circuit Breakers

Exterior Features: Outdoor Shower

Parking Features: Boat Access/Parking; Driveway; RV Access/Parking

Special Listing Conditions: Real Estate Owned

Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer

Water Heater Details: Electric Water Heater

Architectural Style: Split Level

Boat and Dock Features: Electric Available; Lift; Private Dock

Construction Materials: Block; Brick; CBS

Cooling: Ceiling Fan(s); Central Air

Fencing: Fenced

Heating: Central

Interior Features: Bedroom Layout - Split; Built-in Features; French Doors; Pantry; Walk-In Closet(s); Other

Levels: One

Listing Terms: Cash; Conventional; Cryptocurrency

Lot Features: Room for Pool; Other

Other Structures: Outbuilding; Shed(s)

Possession: Negotiable

Restrictions: No Restrictions

Road Frontage Type: Public Road

Roof: Aluminum

Sewer: Public Sewer

Special Information: Sold As-Is

Tax Information: City/County

View: Water

Water Source: Public

Water View: Canal

Waterfront Features: Canal Front

Window Features: Blinds; Skylight(s)

Showing Requirements: Call Listing Agent

Outdoor Living Spaces: Patio

Room Types: Family Room; Other

Flood Insurance: Current owner pays an active policy premium of $3,915 annually, which is fully assumable by the buyer at closing for immediate cost savings.Hazard (Homeowners) Insurance: Current owner pays an active policy premium of $2,904 annually, which is also fully assumable by the buyer to simplify the closing process and lock in verified coastal rates.Roof System: High-durability, wind-resistant Metal Roof installed in 2018.Foundation & Framing: Solid Concrete Block Structure (CBS) built over a poured concrete slab.Exterior Finish: Custom architectural shiplap stucco finish with premium exterior paint completed in 2023.Climate Control: High-efficiency central HVAC system completely replaced in 2022.Water Heating: Energy-efficient hot water heater newly installed in 2025.Electrical Infrastructure: Upgraded main electrical panel box outfitted with an external power riser. Includes a pre-wired direct generator hookup and a dedicated exterior 30-amp outlet configured for an RV or travel trailer.Storm Protection: Upgraded windows supplemented by a complete set of custom-fit hurricane shutters.Flooring: Modern, uniform tile flooring installed seamlessly throughout all 1,485 square feet of living space—zero carpet.Great Room: open-concept living space maximizing natural light and panoramic canal views.Kitchen Cabinetry: Custom shaker-style wood cabinets equipped with soft-close drawers.Countertops: Premium solid granite countertops paired with an elegant tile backsplash and deep under-mount stainless steel sink.Appliances: Full matching suite of high-end stainless-steel kitchen appliances.Primary Suite: Spacious bedroom layout featuring a large walk-in closet and a fully updated en-suite bathroom with custom glass and tile work.Trim Work: All new interior doors, modern baseboards, and updated casing accents completed in 2025.Furnishings: High-quality coastal/Key West style interior furniture is completely negotiable with the sale of the home.Lot Size: Fully cleared 9,375 sq ft (0.22 acre) sub-quarter-acre lot with a low-maintenance shell-rock front yard.Waterway: Situated directly on the wide Lindley Waterway, offering a generous 100-foot-wide canal width for excellent turning basin clearance.Gulf Access: Quick, direct saltwater access out to Charlotte Harbor and the Gulf of Mexico.Seawall: Structural concrete seawall spanning the full 75 linear feet of water frontage.Dockage: Heavy-duty private dock constructed with low-maintenance composite decking.Boat Lift: Covered boat lift structure fully upgraded with brand-new aluminum cradles and new high-torque lift motors.Marine Amenities: Equipped with a specialized green underwater snook light system designed to attract local marine life at night.Backyard Oasis: Fully enclosed by a private perimeter fence, featuring a custom personal sand beach lounge area and a built-in fire pit.HOA Status: Located in an independent residential sector with NO Homeowners Association fees.Deed Restrictions: No mandatory community guidelines, vehicle limitations, or rental constraints.HOPA Status: NO age restrictions. Buyers of any age are welcome to purchase and occupy the property.