$998,777
Stuart, FL 34997
MLS# B26055689
4 beds | 4 baths | 4442 sqft
1 / 46
Property Description
Rare find! Waterfront living under $1M with direct ocean access! Experience the charm of classic Florida lifestyle. This stunning 4-Bedroom, 3.5-Bath pool home with approximately over 150ft of waterfront in desirable Stuart, FL. Provides Deep water for large vessels. Showcasing modern conveniences & refined finishes, the home features tile flooring, an upgraded kitchen with black stainless-steel appliances, granite countertops, and striking pecky cypress walls. The central stone fireplace adds warmth and character, while the 75x14 screened porch invites relaxation. Impact sliders, doors, and skylights provide both security and natural light, complementing the beautifully updated bathrooms. Adding to its charm, the property includes partial ownership of a serene lake with a picturesque
Details
Maps
Contract Information
Comp Sale YN: No
Negotiable Seller Concessions YN: No
Seller Represented YN: No
Listing Date: 2026-07-23
Status: Active
Original List Price: 998777
List Price: $998,777
Current Price: $998,777
Listing Service: Full Service
Location and Legal
County Or Parish: Martin
Municipality Type: Unincorporated
Geographic Area: MRTC - Martin County
Subdivision Number: 421
Special Assessment YN: No
Flood Zone: AE
Country: United States
Street Number: 220
Street Direction Prefix: SW
Street Name: WILLOW LAKE
Street Suffix: Trail
State Or Province: FL
Postal Code: 34997
Postal Code +4: 7425
Subdivision Name: CAPE LIVE OAK
Area: 6070 - Stuart - South of Indian St
Elementary School: Crystal Lake (Martin)
Middle Or Junior School: Dr. David L. Anderson
High School: Martin County
Parcel Number: 553841421000000401
Zoning: Res SF
Directions: I-95 to Kanner Hwy, east, left on Gaines, left on Willow Lake Trail all the way toward end. Howes will be on the left.
General Property Information
Living Area Main: 2613
Living Area Source: Public Records
Accessibility Features YN: No
Gated Community YN: No
Lot Size Area: 20553
Senior Community YN: No
Outdoor Living Spaces YN: Yes
Furnished: Unfurnished
Stories Total: 1
Stories: 1
Fireplace YN: Yes
Pool Private YN: Yes
LP/Assessed Value: 1.2
Property Sub Type: Single Family Residence
Bedrooms Total: 4
Bathrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: 1
Building Area Main: 4442
Building Area Source: Public Records
Year Built: 1981
Garage YN: 1
Garage Spaces: 2.5
Covered Spaces: 2.5
Parking Total: 2
Lot Size Acres: 0.47
Waterfront YN: 1
Direction Faces: Southwest
Financial Information
Master Association YN: No
Estimated Monthly Assoc Recurring Fee: 0
Membership Fee Required YN: No
Tax Assessed/SOH Value: 833030
Assessor Market Value: 833030
Tax Annual Amount: 13555.8
Tax Year: 2025
Tax Legal Description: CAPE LIVE OAK LOT 4
Office/Member Information
DXORIGMLSID: RML
Status Change Information
Back on Market Date: 2026-07-24
Major Change Timestamp: 2026-07-24T13:39:14Z
Major Change Type: New Listing
Status Change Date: 2026-07-24
Dining Area
Breakfast Area: 1
Dining/Living Room: 1
Electric
Three Phase: 1
Entry Information
Entry Location: Entry Level Living Area Y
Exterior Features
Pool Bathroom: 1
Fireplace Features
Decorative: 1
Flooring
Ceramic Tile: 1
Leasing Permitted Details
Leasing Permitted YN: Yes
Okay To Lease: 1
Parking Features
Concrete: 1
Driveway: 1
Garage Door Opener: 1
Detached Garage: 1
Garage: 1
Property Condition
Resale: 1
Special Listing Conditions
Standard: 1
Structure Type
House: 1
Possession
Close Of Escrow: 1
Sewer
Septic Tank: 1
Special Information
Sold As-Is: 1
Utilities
Cable Available: 1
Water Available: 1
View
Pool: 1
Water: 1
Heating
Central: 1
Electric: 1
Leasing Restrictions
Leasing - Max Times Per Year: 1
Leasing - Minimum Number of Days: 365
Water Access
No Fixed Bridge: 1
Ocean Access: 1
River Access: 1
Water View
River: 1
Appliances
Dishwasher: 1
Disposal: 1
Electric Range: 1
Ice Maker: 1
Microwave: 1
Refrigerator: 1
Construction Materials
Frame: 1
Stone Veneer: 1
Wood Siding: 1
Interior Features
Bedroom Layout - Split: 1
Built-in Features: 1
Cabana Bath: 1
Cathedral Ceiling(s): 1
Closet Cabinetry: 1
Entrance Foyer: 1
High Ceilings: 1
Kitchen Island: 1
Pantry: 1
Storage: 1
Vaulted Ceiling(s): 1
Walk-In Closet(s): 1
Laundry Features
Inside: 1
Laundry Closet: 1
Washer Hookup: 1
Listing Terms
Cash: 1
Conventional: 1
Lot Features
Cul-De-Sac: 1
Irregular Lot: 1
Pool Features
In Ground: 1
Road Surface Type
Paved: 1
Roof
Metal: 1
Security Features
Smoke Detector(s): 1
Water Source
Public: 1
Well: 1
Waterfront Features
Navigable Water: 1
Rip Rap: 1
River Front: 1
Architectural Style
Key West: 1
Boat and Dock Information
Dock: No
Cooling
Central Air: 1
Electric: 1
Showing Requirements
24 Hour Notice: 1
Appointment Only: 1
Occupied: 1
Main Level Rooms
Main Level Bathrooms: 3
Main Level Bedrooms: 4
Master Bedroom/Bath
Dual Sinks: 1
Master Bdrm - Ground: 1
Separate Shower: 1
Pets Allowed YN
Yes: 1
Pets Allowed
No Restrictions: 1
Pet Details
Pet Fee YN: No
Restrictions
No Restrictions: 1
Storm Protection
Impact Glass: Partial
Tax Information
County Only: 1
Outdoor Living Spaces
Deck: 1
Patio: 1
Porch: 1
Patio Details
Patio - Covered: 1
Patio - Screened: 1
Porch Details
Porch - Screened: 1
Room Types
Bedroom 2: 1
Bedroom 2 Level: Main
Bedroom 3: 1
Bedroom 3 Level: Main
Bedroom 4: 1
Bedroom 4 Level: Main
Dining Room: 1
Dining Room Level: Main
Great Room: 1
Kitchen: 1
Kitchen Level: First
Laundry: 1
Living Room: 1
Living Room Level: First
Master Bedroom: 1
Master Bedroom Level: First
Utility Room: 1
Utility Room Level: Main
Price Calculations
Current Price To SqFt: 382.23
Acreage Description
1/4 To Less Than 1/2 Acre Lot: 1
Less Than 1 Acre Lot: 1
Originating Details
Originating System Key: 20260723154304983707000000
Originating System ID: M00000170
Property Features
Dining Area: Breakfast Area; Dining/Living Room
Electric: Three Phase
Exterior Features: Pool Bathroom
Fireplace Features: Decorative
Flooring: Ceramic Tile
Leasing Permitted Details: Okay To Lease
Parking Features: Concrete; Driveway; Garage Door Opener; Detached Garage; Garage
Property Condition: Resale
Special Listing Conditions: Standard
Appliances: Dishwasher; Disposal; Electric Range; Ice Maker; Microwave; Refrigerator
Architectural Style: Key West
Construction Materials: Frame; Stone Veneer; Wood Siding
Cooling: Central Air
Heating: Central; Electric
Interior Features: Bedroom Layout - Split; Built-in Features; Cabana Bath; Cathedral Ceiling(s); Closet Cabinetry; Entrance Foyer; High Ceilings; Kitchen Island; Pantry; Storage; Vaulted Ceiling(s); Walk-In Closet(s)
Laundry Features: Inside; Laundry Closet; Washer Hookup
Listing Terms: Cash; Conventional
Lot Features: Cul-De-Sac; Irregular Lot
Pets Allowed YN: Yes
Pets Allowed: No Restrictions
Pool Features: In Ground
Possession: Close Of Escrow
Restrictions: No Restrictions
Road Surface Type: Paved
Roof: Metal
Security Features: Smoke Detector(s)
Sewer: Septic Tank
Special Information: Sold As-Is
Structure Type: House
Tax Information: County Only
Utilities: Cable Available; Water Available
View: Pool; Water
Water Access: No Fixed Bridge; Ocean Access; River Access
Water Source: Public; Well
Water View: River
Waterfront Features: Navigable Water; Rip Rap; River Front
Showing Requirements: 24 Hour Notice; Appointment Only; Occupied
Outdoor Living Spaces: Deck; Patio; Porch
Patio Details: Patio - Covered; Patio - Screened
Porch Details: Porch - Screened
Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Great Room; Kitchen; Laundry; Living Room; Master Bedroom; Utility Room
Acreage Description: 1/4 To Less Than 1/2 Acre Lot; Less Than 1 Acre Lot
Supplements
waterside gazebo. Enjoy smooth ocean access with no fixed bridges all nestled on a quiet street. The asking price reflects the property's current condition and the absence of a dock and boat lift, creating an outstanding waterfront value. Don't miss out!
Room Information
| Room Name | Length | Width | Level |
| Living Room | 18.00 | 16.00 | First |
| Kitchen | 16.00 | 16.00 | First |
| Master Bedroom | 18.00 | 15.00 | First |
| Dining Room | 18.00 | 16.00 | Main |
| Bedroom 2 | 15.00 | 14.00 | Main |
| Bedroom 3 | 15.00 | 13.00 | Main |
| Bedroom 4 | 13.00 | 13.00 | Main |
| Utility Room | 11.00 | 8.00 | Main |
| Great Room | |||
| Laundry |
Listing Office: Illustrated Properties LLC
Last Updated: September - 14 - 2026
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.
