$899,000
Palm City, FL 34990
MLS# B26035442
5 beds | 3 baths | 3513 sqft
1 / 91
Property Description
Rare Palm City waterfront retreat with no fixed bridges and direct ocean access. This distinctive 5BR/3BA home offers approx. 2,534 living sq ft with warm wood detailing, soaring ceilings, dramatic fireplace, and flexible living spaces full of character. The layout includes a downstairs primary suite plus an upstairs suite currently used as an art studio. Enjoy boating from your private dock with lift, water, and electric. Additional highlights include a 2023 metal roof, complete panel shutters, newer appliances, paver driveway, oversized garage with epoxy floors, low annual HOA for road/canal maintenance, and peaceful waterfront setting. A unique opportunity for buyers seeking boating, privacy, and a home with true personality.
Details
Maps
Contract Information
Comp Sale YN: No
Listing Date: 2026-06-01
Status: Active
Original List Price: 1099000
List Price: $899,000
Current Price: $899,000
Listing Service: Full Service
Location and Legal
County Or Parish: Martin
Municipality Type: Unincorporated
Geographic Area: MRTC - Martin County
Subdivision Number: 1
Special Assessment YN: No
Flood Zone: AE,X
Country: United States
Street Number: 2483
Street Direction Prefix: SW
Street Name: Murphy
Street Suffix: Road
State Or Province: FL
Postal Code: 34990
Postal Code +4: 1807
Subdivision Name: RUSTIC HILLS
Area: 6090 - Palm City
Elementary School: Bessey Creek
Middle Or Junior School: Hidden Oaks
High School: Martin County
Parcel Number: 123840001000000607
Zoning: 0100
General Property Information
Living Area Main: 2534
Living Area Source: Public Records
Accessibility Features YN: No
Gated Community YN: No
Lot Size Area: 10887
Water Frontage Feet: 137
Senior Community YN: No
Outdoor Living Spaces YN: Yes
Stories Total: 2
Stories: 2
Fireplace YN: Yes
Pool Private YN: No
Year Roof Installed: 2023
LP/Assessed Value: 2.24
Property Sub Type: Single Family Residence
Bedrooms Total: 5
Bathrooms Total: 3
Bathrooms Full: 3
Building Area Main: 3513
Building Area Source: Public Records
Year Built: 1980
Garage YN: 1
Attached Garage YN: 1
Garage Spaces: 2
Covered Spaces: 2
Parking Total: 6
Lot Size Acres: 0.25
Waterfront YN: 1
Direction Faces: Southwest
Financial Information
Association Deposit YN: No
Association Membership: Mandatory
Association Email: Rustichills123@gmailcom
Master Association YN: No
Estimated Monthly Assoc Recurring Fee: 21
Membership Fee Required YN: No
Tax Assessed/SOH Value: 400680
Assessor Market Value: 682850
Association YN: 1
Association Fee: 244.77
Association Fee Frequency: Annually
Tax Annual Amount: 6120.43
Tax Year: 2025
Tax Legal Description: RUSTIC HILLS LOT 6 DESC AS FOLLOWS; BEGIN AT THE NE CORNER OF THE NW 1/4 OF 12-38-40 SW 1302.58 FT TO THE NORTHERLY ROW OF WEST MURPHY RD TH
Office/Member Information
DXORIGMLSID: RML
Amenities
Maintained Community: 1
Association Fee Includes
Common Areas: 1
Fireplace Features
Decorative: 1
Flooring
Tile: 1
Wood: 1
Leasing Permitted Details
Leasing Permitted YN: Yes
Okay To Lease: 1
Short Term Rentals Allowed: 1
Parking Features
Boat Access/Parking: 1
Driveway: 1
RV Access/Parking: 1
See Remarks: 1
Attached Garage: 1
Garage: 1
Property Condition
Resale: 1
Special Listing Conditions
Standard: 1
Structure Type
House: 1
Possession
Close Of Escrow: 1
Sewer
Septic Tank: 1
Utilities
Sewer Available: 1
Water Connected: 1
View
Water: 1
Heating
Central: 1
Leasing Restrictions
Leasing - Max Times Per Year: 365
Leasing - Minimum Number of Days: 1
Water Access
No Fixed Bridge: 1
Ocean Access: 1
River Access: 1
Water View
Canal: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Electric Range: 1
Refrigerator: 1
Washer: 1
Construction Materials
Wood Frame: 1
Wood Siding: 1
Interior Features
Bedroom Layout - Three Way Split: 1
Cathedral Ceiling(s): 1
Storage: 1
Vaulted Ceiling(s): 1
Walk-In Closet(s): 1
Laundry Features
Laundry Room: 1
Levels
Two: 1
Listing Terms
Cash: 1
Conventional: 1
Roof
Aluminum: 1
Water Source
Public: 1
Waterfront Features
Canal Front: 1
Seawall: 1
Boat and Dock Information
Dock: Yes
Boat and Dock Features
Electric Available: 1
Lift: 1
No Wake Zone: 1
Private Dock: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Association Type
Homeowner Association: 1
Showing Requirements
Call Listing Agent: 1
Listing Agent Must Accompany: 1
Text Listing Agent: 1
Main Level Rooms
Main Level Bathrooms: 2
Main Level Bedrooms: 4
Main Living Area
Entry Level: 1
Master Bedroom/Bath
Master Bdrm - Ground: 1
Master Bdrm - Upstairs: 1
Pets Allowed YN
Yes: 1
Pets Allowed
No Restrictions: 1
Pet Details
Pet Fee YN: No
Restrictions
No Restrictions: 1
Storm Protection
Panel Shutters: Complete
Permanent Generator: Whole House
Tax Information
Homestead Exemption: 1
Canal Width
Canal Width 1-80 Feet: 1
Outdoor Living Spaces
Deck: 1
Porch: 1
Porch Details
Porch - Screened: 1
Porch - Wrap Around: 1
Room Types
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Price Calculations
Current Price To SqFt: 394.59
Acreage Description
1/4 To Less Than 1/2 Acre Lot: 1
Less Than 1 Acre Lot: 1
Status Change Information
Major Change Timestamp: 2026-07-12T22:21:27Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-07-12T22:21:27Z
Status Change Date: 2026-06-16
Originating Details
Originating System Key: 20260601192938183407000000
Originating System ID: M00000170
Property Features
Association Fee Includes: Common Areas
Fireplace Features: Decorative
Flooring: Tile; Wood
Leasing Permitted Details: Okay To Lease; Short Term Rentals Allowed
Parking Features: Boat Access/Parking; Driveway; RV Access/Parking; See Remarks; Attached Garage; Garage
Property Condition: Resale
Special Listing Conditions: Standard
Appliances: Dishwasher; Disposal; Dryer; Electric Range; Refrigerator; Washer
Boat and Dock Features: Electric Available; Lift; No Wake Zone; Private Dock
Construction Materials: Wood Frame; Wood Siding
Cooling: Ceiling Fan(s); Central Air
Association Type: Homeowner Association
Heating: Central
Interior Features: Bedroom Layout - Three Way Split; Cathedral Ceiling(s); Storage; Vaulted Ceiling(s); Walk-In Closet(s)
Laundry Features: Laundry Room
Levels: Two
Listing Terms: Cash; Conventional
Main Living Area: Entry Level
Pets Allowed YN: Yes
Pets Allowed: No Restrictions
Possession: Close Of Escrow
Restrictions: No Restrictions
Roof: Aluminum
Sewer: Septic Tank
Structure Type: House
Tax Information: Homestead Exemption
Utilities: Sewer Available; Water Connected
View: Water
Water Access: No Fixed Bridge; Ocean Access; River Access
Water Source: Public
Water View: Canal
Waterfront Features: Canal Front; Seawall
Canal Width: Canal Width 1-80 Feet
Showing Requirements: Call Listing Agent; Listing Agent Must Accompany; Text Listing Agent
Outdoor Living Spaces: Deck; Porch
Porch Details: Porch - Screened; Porch - Wrap Around
Room Types: Kitchen; Living Room; Master Bedroom
Acreage Description: 1/4 To Less Than 1/2 Acre Lot; Less Than 1 Acre Lot
Supplements
The oversized attached garage is approximately 26 feet deep and offers excellent space for vehicles, tools, and recreational storage. The upstairs master suite is currently used as an art studio and provides flexible options for a guest retreat, home office, media room, creative space, or additional private living area. The floor plan offers separation between the downstairs primary suite and upstairs living space, creating functionality for guests, remote work, or family living. The private dock with lift, electric, and water service support the Palm City waterfront lifestyle. Low annual HOA of approximately $244.77 primarily supports road and canal maintenance.
Room Information
| Room Name |
| Kitchen |
| Living Room |
| Master Bedroom |
Listing Office: Coldwell Banker Realty
Last Updated: July - 21 - 2026
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