$995,000
Palm City, FL 34990
MLS# B26014459
4 beds | 2 baths | 3352 sqft
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Property Description
SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views.
Details
Maps
Contract Information
Comp Sale YN: No
Negotiable Seller Concessions YN: Yes
Occupant Type: Tenant
Seller Represented YN: No
Listing Date: 2026-04-12
Status: Active
Original List Price: 1195000
List Price: $995,000
Current Price: $995,000
Listing Service: Full Service
Location and Legal
County Or Parish: Martin
Municipality Type: Unincorporated
Development Name: Rustic Hills
Geographic Area: MRTC - Martin County
Subdivision Number: 1
Special Assessment YN: No
Country: United States
Street Number: 3098
Street Direction Prefix: SW
Street Name: Cedar
Street Suffix: Trail
State Or Province: FL
Postal Code: 34990
Postal Code +4: 1954
Subdivision Name: RUSTIC HILLS
Area: 6090 - Palm City
Elementary School: Bessey Creek
Middle Or Junior School: Hidden Oaks
High School: Martin County
Parcel Number: 123840001000004104
Zoning: res
Directions: I-95 to exit 102 for High Meadow Ave, Merge onto SW High Meadow Ave, At the traffic circle, continue straight onto SW Covered Bridge Dr, left onto SW Cedar Trail
General Property Information
Living Area Main: 2746
Living Area Source: Public Records
Lot Size Dimensions: 96'water x161'x70'x141'
Accessibility Features YN: No
Gated Community YN: No
Lot Size Area: 10221
Water Frontage Feet: 96
Senior Community YN: No
Outdoor Living Spaces YN: Yes
Furnished: Negotiable
Land Lease YN: No
Recreation Lease YN: No
Stories Total: 2
Stories: 2
Fireplace YN: Yes
Pool Private YN: Yes
Spa YN: Yes
Equestrian Features YN: No
Guest House YN: No
Green Verification YN: No
Year Roof Installed: 1996
Property Sub Type: Single Family Residence
Bedrooms Total: 4
Bathrooms Total: 2
Bathrooms Full: 2
Building Area Main: 3352
Building Area Source: Assessor
Year Built: 1996
Parking Total: 4
Lot Size Acres: 0.24
Waterfront YN: 1
Direction Faces: East
Financial Information
Association Deposit YN: No
Association Membership: Mandatory
Association Email: self managed
Master Association YN: No
Estimated Monthly Assoc Recurring Fee: 25
Membership Fee Required YN: No
Association YN: 1
Association Fee: 25
Association Fee Frequency: Monthly
Tax Annual Amount: 13701.5
Tax Year: 2025
Tax Legal Description: RUSTIC HILLS LOT 41 UNINCLUDED OR 344/1296
Office/Member Information
DXORIGMLSID: RML
Status Change Information
Back on Market Date: 2026-04-27
Major Change Timestamp: 2026-06-16T20:00:41Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-06-16T20:00:41Z
Status Change Date: 2026-04-27
Amenities
Boating: 1
Association Fee Includes
Common Areas: 1
Dining Area
Dining/Living Room: 1
Family/Dining Combination: 1
Snack Bar/Counter: 1
Entry Information
Entry Level: 1
Exterior Features
Custom Lighting: 1
Lighting: 1
Outdoor Shower: 1
Fireplace Features
Wood Burning: 1
Flooring
Carpet: 1
Tile: 1
Leasing Permitted Details
Leasing Permitted YN: Yes
Okay To Lease: 1
Short Term Rentals Allowed: 1
Parking Features
Driveway: 1
Open: 1
Parking Information
Open Parking Spaces: 4
Property Condition
Resale: 1
Spa Features
Above Ground: 1
Special Listing Conditions
Standard: 1
Co-Ownership
Property Management YN: No
Fencing
Fenced: 1
Partial: 1
Structure Type
House: 1
Other Structures
Cabana: 1
Shed(s): 1
Possession
Close Of Escrow: 1
Sewer
Septic Tank: 1
Special Information
Sold As-Is: 1
Utilities
Cable Available: 1
Electricity Connected: 1
Phone Available: 1
View
Water: 1
Heating
Central: 1
Electric: 1
Zoned: 1
Sprinkler Description
Auto Sprinkler: 1
Well Sprinkler: 1
Leasing Restrictions
Leasing - Max Times Per Year: 48
Leasing - Minimum Number of Days: 3
Water Access
No Fixed Bridge: 1
Ocean Access: 1
River Access: 1
Water View
Canal: 1
Window Features
Shutters: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Refrigerator: 1
Washer: 1
Water Heater: 1
Range: 1
Construction Materials
Fiber Cement: 1
Frame: 1
Interior Features
Bar: 1
Bedroom Layout - Split: 1
Built-in Features: 1
Cathedral Ceiling(s): 1
Entrance Foyer: 1
French Doors: 1
High Ceilings: 1
Pantry: 1
Upstairs Living Area: 1
Vaulted Ceiling(s): 1
Walk-In Closet(s): 1
Wet Bar: 1
Laundry Features
Inside: 1
Laundry Closet: 1
Levels
Two: 1
Multi/Split: 1
Listing Terms
Cash: 1
Conventional: 1
VA Loan: 1
Lot Features
Cul-De-Sac: 1
Irregular Lot: 1
Many Trees: 1
Other Equipment
Fuel Tank(s): 1
Pool Features
Equipment Included: 1
Free Form: 1
Heated: 1
In Ground: 1
Private: 1
Road Frontage Type
Private Road: 1
West of US-1: 1
Road Surface Type
Paved: 1
Roof
Metal: 1
Security Features
Security System: 1
Smoke Detector(s): 1
Water Source
Well: 1
Waterfront Features
Canal Front: 1
Navigable Water: 1
Seawall: 1
Other: 1
Water Heater Details
Electric Water Heater: 1
Architectural Style
Key West: 1
Boat and Dock Information
Dock: Yes
Dock Details: 95' & power/water
Boat and Dock Features
Electric Available: 1
Lift: 1
Private Dock: 1
Water Available: 1
Capital Contributions
Capital Contributions YN: No
Cooling
Central Air: 1
Electric: 1
Zoned: 1
Association Type
Homeowner Association: 1
Showing Requirements
Appointment Only: 1
Listing Agent Must Accompany: 1
Occupied: 1
Schedule Online: 1
Text Listing Agent: 1
Main Level Rooms
Main Level Bathrooms: 1
Main Level Bedrooms: 2
Main Living Area
Upstairs: 1
Master Bedroom/Bath
Master Bdrm - Upstairs: 1
Separate Shower: 1
Membership
No Membership Available: 1
Fuel Tank Details
Fuel Tank - Owned: 1
Pets Allowed YN
Yes: 1
Pets Allowed
No Restrictions: 1
Pet Details
Pet Fee YN: No
Restrictions
No Restrictions: 1
Storm Protection
Accordian Shutters: Partial
Impact Glass: Partial
Panel Shutters: Partial
Storm Protection Details
Storm Shutters: 1
Tax Information
No Homestead: 1
Canal Width
Canal Width 1-80 Feet: 1
Outdoor Living Spaces
Balcony: 1
Deck: 1
Patio: 1
Porch: 1
Balcony Details
Balcony - Covered: 1
Balcony - Screened: 1
Patio Details
Patio - Covered: 1
Patio - Open: 1
Patio - Screened: 1
Porch Details
Porch - Open: 1
Porch - Screened: 1
Room Types
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Price Calculations
Current Price To SqFt: 362.34
Acreage Description
Less Than 1/4 Acre Lot: 1
Less Than 1 Acre Lot: 1
Originating Details
Originating System Key: 20260402140010072859000000
Originating System ID: M00000170
Property Features
Association Fee Includes: Common Areas
Dining Area: Dining/Living Room; Family/Dining Combination; Snack Bar/Counter
Exterior Features: Custom Lighting; Lighting; Outdoor Shower
Fireplace Features: Wood Burning
Flooring: Carpet; Tile
Leasing Permitted Details: Okay To Lease; Short Term Rentals Allowed
Parking Features: Driveway; Open
Property Condition: Resale
Spa Features: Above Ground
Special Listing Conditions: Standard
Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Washer; Water Heater; Range
Water Heater Details: Electric Water Heater
Architectural Style: Key West
Boat and Dock Features: Electric Available; Lift; Private Dock; Water Available
Construction Materials: Fiber Cement; Frame
Cooling: Central Air; Electric; Zoned
Association Type: Homeowner Association
Fencing: Fenced; Partial
Heating: Central; Electric; Zoned
Interior Features: Bar; Bedroom Layout - Split; Built-in Features; Cathedral Ceiling(s); Entrance Foyer; French Doors; High Ceilings; Pantry; Upstairs Living Area; Vaulted Ceiling(s); Walk-In Closet(s); Wet Bar
Laundry Features: Inside; Laundry Closet
Levels: Two; Multi/Split
Listing Terms: Cash; Conventional; VA Loan
Lot Features: Cul-De-Sac; Irregular Lot; Many Trees
Main Living Area: Upstairs
Membership: No Membership Available
Other Equipment: Fuel Tank(s)
Fuel Tank Details: Fuel Tank - Owned
Other Structures: Cabana; Shed(s)
Pets Allowed YN: Yes
Pets Allowed: No Restrictions
Pool Features: Equipment Included; Free Form; Heated; In Ground; Private
Possession: Close Of Escrow
Restrictions: No Restrictions
Road Frontage Type: Private Road; West of US-1
Road Surface Type: Paved
Roof: Metal
Security Features: Security System; Smoke Detector(s)
Sewer: Septic Tank
Special Information: Sold As-Is
Sprinkler Description: Auto Sprinkler; Well Sprinkler
Storm Protection Details: Storm Shutters
Structure Type: House
Tax Information: No Homestead
Utilities: Cable Available; Electricity Connected; Phone Available
View: Water
Water Access: No Fixed Bridge; Ocean Access; River Access
Water Source: Well
Water View: Canal
Waterfront Features: Canal Front; Navigable Water; Seawall; Other
Canal Width: Canal Width 1-80 Feet
Window Features: Shutters
Showing Requirements: Appointment Only; Listing Agent Must Accompany; Occupied; Schedule Online; Text Listing Agent
Outdoor Living Spaces: Balcony; Deck; Patio; Porch
Balcony Details: Balcony - Covered; Balcony - Screened
Patio Details: Patio - Covered; Patio - Open; Patio - Screened
Porch Details: Porch - Open; Porch - Screened
Room Types: Kitchen; Living Room; Master Bedroom
Acreage Description: Less Than 1/4 Acre Lot; Less Than 1 Acre Lot
Supplements
The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 feet of waterfront, a private dock, and a boat lift, making days on the water effortless. Outside, a heated pool, new hot tub, and newly constructed cabana create a true resort-style atmosphere, complemented by multiple gathering areas designed for relaxation and entertaining. An exterior cargo lift provides added convenience between levels. Blending classic Old Florida character with modern comfort and functionality, this exceptional Palm City waterfront home offers the access, privacy, and lifestyle that define the very best of South Florida waterfront. Update: Brand NEW AC upstairs July of 2026!
Room Information
| Room Name |
| Kitchen |
| Living Room |
| Master Bedroom |
Listing Office: Keller Williams Realty Of The Treasure Coast
Last Updated: July - 23 - 2026
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.

