$325,000
Stuart, FL 34997
MLS# M20056342
2 beds | 2 baths | 1506 sqft
1 / 57
Open House (09/13/2026 - 1:00 pm - 3:00 pm)
Property Description
HUGE PRICE IMPROVEMENT!!! STUNNING, TOTALLY UPDATED ON THE LAKE! This 1st floor condo in Montego Cove, Stuart’s premier 55+ community is truly move-in ready! Most of the updates were completed in the last 2 years. Impact windows and doors, new AC in 2025, remodeled kitchen w/ Quartzite counters & backsplash, 42-inch cabinets with crown molding, all new appliances & a custom pantry. Ceramic tile throughout, updated baths with walk-in shower in master, new high-end pavers installed in front, walled patio and back screened porch, new aluminum screen wall on porch providing a panoramic view of the lake. The lake view faces north so no hot sun pouring in. Freshly painted living areas and guest bedroom. Electric panel replaced in 2022. Community residents enjoy the gorgeous park-like grounds w/ the mature trees, 2 lakes, 2 pools, beautiful clubhouse, pickleball & tennis courts and the many social & recreational activities. Pick up trucks & 1 small pet permitted. MAKE YOUR APPOINTMENT TODAY!
Details
Maps
Documents
Contract Information
Comp Sale YN: No
Listing Date: 2026-07-21
Status: Active
Original List Price: 345000
List Price: $325,000
Current Price: $325,000
Location and Legal
County Or Parish: Martin
County Parish Name: Martin
City Name: Stuart
Postal Zip: 34997
Development Name: Montego Cove Condo All Ph
Geographic Area: MRTC - Martin County
Country: United States
Street Number: 3470
Street Direction Prefix: SE
Street Name: Martinique
Street Suffix: Trace
Unit Number: 103
State Or Province: FL
Postal Code: 34997
Subdivision Name: Montego Cove Condo All Ph
Area: 6140 - Hobe Sound/Stuart - South of Cove Rd
Elementary School: SeaWind
Middle Or Junior School: Murray
High School: South Fork
Parcel Number: 353841002022010304
Directions: Cove Rd. just west of Federal Hwy. After gate, turn left onto Martinique Drive, then turn left onto Martinique Trace. At stop sign, turn right, 3470 will be the 3rd bldg. on the your left.
General Property Information
Number Of Units In Community: 182
Unit Floor #: 1
Living Area Main: 1506
Attached Carport YN: No
Gated Community YN: Yes
Lot Size Area: 2325402.68
Senior Community YN: Yes
Outdoor Living Spaces YN: Yes
Furnished: Unfurnished
Stories Total: 2
Pool Private YN: No
Guest House YN: No
Year Roof Installed: 2006
Property Sub Type: Condominium
Bedrooms Total: 2
Bathrooms Total: 2
Bathrooms Full: 2
Building Area Main: 1506
Year Built: 1987
Carport YN: 1
Parking Total: 1
Lot Size Acres: 53.38
Waterfront YN: 1
Direction Faces: South
Financial Information
Association Deposit YN: No
Association Membership: Mandatory
Estimated Monthly Assoc Recurring Fee: 727
Membership Fee Required YN: No
Association YN: 1
Association Fee: 727
Association Fee Frequency: Monthly
Tax Annual Amount: 2029
Tax Year: 2025
Tax Legal Description: MONTEGO COVE XV- BLDG. 22 UNIT 103
Application Fee Details
Application Fee Required: Yes
Application Fee: 150
Application Information
Personal Interview Required: 1
Amenities
Clubhouse: 1
Jogging Path: 1
Kitchen Facilities: 1
Library: 1
Pickleball Court(s): 1
Picnic Area: 1
Pool: 1
Shuffleboard Court: 1
Spa/Hot Tub: 1
Street Lights: 1
Tennis Court(s): 1
Association Fee Includes
Cable TV: 1
Common Areas: 1
Internet: 1
Pest Control: 1
Pool Service: 1
Reserve Funds: 1
Roof Repairs: 1
Security: 1
Dining Area
Breakfast Area: 1
Dining/Living Room: 1
Eat-In Kitchen: 1
Exterior Features
Barbecue: 1
Flooring
Ceramic Tile: 1
Member Equity
Membership Equity YN: No
Parking Features
Carport: 1
Property Condition
Resale: 1
Co-Ownership
Property Management YN: Yes
Property Management Name: Advantage PM
Property Management Phone: 772-334-8900
Possession
Close Of Escrow: 1
Negotiable: 1
Sewer
Public Sewer: 1
Special Information
County Jurisdiction: 1
Deed Restrictions: 1
Disclosure: 1
Utilities
Sewer Available: 1
Water Available: 1
Heating
Electric: 1
Water View
Lake: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Electric Range: 1
Microwave: 1
Refrigerator: 1
Washer: 1
Water Heater: 1
Construction Materials
Block: 1
Concrete: 1
Stucco: 1
Interior Features
Bedroom Layout - Split: 1
Entrance Foyer: 1
Pantry: 1
Walk-In Closet(s): 1
Listing Terms
Cash: 1
Road Frontage Type
Private Road: 1
Road Surface Type
Paved: 1
Roof
Barrel: 1
Security Features
Gated with Guard: 1
Security Fence: 1
Security Gate: 1
Gated Community: 1
Water Source
Public: 1
Waterfront Features
Lake Front: 1
Water Heater Details
Electric Water Heater: 1
Cooling
Electric: 1
Association Type
Condominium: 1
Showing Requirements
Appointment Only: 1
Call Listing Agent: 1
Master Bedroom/Bath
Master Bdrm - Ground: 1
Separate Shower: 1
Membership
No Membership Available: 1
Pets Allowed YN
Yes: 1
Pets Allowed
Pet Restrictions Possible: 1
Number Limit: 1
Size Limit: 1
Pet Details
Maximum Number Of Pets: 1
Restrictions
Buyer Approval Required: 1
Parking - No Commercial Vehicles: 1
Parking - No Motorcycle: 1
Other Leasing Restrictions
Leasing Prohibited 1st 2 Years: 1
Tenant Approval: 1
Storm Protection
Impact Glass: Complete
Tax Information
County Only: 1
Homestead Exemption: 1
Outdoor Living Spaces
Patio: 1
Porch: 1
Patio Details
Patio - Open: 1
Porch Details
Porch - Screened: 1
Room Types
Bedroom 2: 1
Bedroom 2 Level: Main
Kitchen: 1
Kitchen Level: Main
Living Room: 1
Living Room Level: Main
Master Bedroom: 1
Master Bedroom Level: Main
Status Change Information
Major Change Timestamp: 2026-09-12T18:46:02Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-09-12T18:46:02Z
Status Change Date: 2026-07-21
Originating Details
Originating System Key: 667949895
Originating System ID: M00000165
Property Features
Application Information: Personal Interview Required
Association Fee Includes: Cable TV; Common Areas; Internet; Pest Control; Pool Service; Reserve Funds; Roof Repairs; Security
Dining Area: Breakfast Area; Dining/Living Room; Eat-In Kitchen
Exterior Features: Barbecue
Flooring: Ceramic Tile
Parking Features: Carport
Property Condition: Resale
Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer; Water Heater
Water Heater Details: Electric Water Heater
Construction Materials: Block; Concrete; Stucco
Cooling: Electric
Association Type: Condominium
Heating: Electric
Interior Features: Bedroom Layout - Split; Entrance Foyer; Pantry; Walk-In Closet(s)
Listing Terms: Cash
Membership: No Membership Available
Pets Allowed YN: Yes
Pets Allowed: Pet Restrictions Possible; Number Limit; Size Limit
Possession: Close Of Escrow; Negotiable
Restrictions: Buyer Approval Required; Parking - No Commercial Vehicles; Parking - No Motorcycle
Other Leasing Restrictions: Leasing Prohibited 1st 2 Years; Tenant Approval
Road Frontage Type: Private Road
Road Surface Type: Paved
Roof: Barrel
Security Features: Gated with Guard; Security Fence; Security Gate; Gated Community
Sewer: Public Sewer
Special Information: County Jurisdiction; Deed Restrictions; Disclosure
Tax Information: County Only; Homestead Exemption
Utilities: Sewer Available; Water Available
Water Source: Public
Water View: Lake
Waterfront Features: Lake Front
Showing Requirements: Appointment Only; Call Listing Agent
Outdoor Living Spaces: Patio; Porch
Patio Details: Patio - Open
Porch Details: Porch - Screened
Room Types: Bedroom 2; Kitchen; Living Room; Master Bedroom
Room Information
| Room Name | Length | Width | Level |
| Living Room | 19.00 | 19.00 | Main |
| Kitchen | 12.00 | 8.00 | Main |
| Master Bedroom | 13.00 | 13.00 | Main |
| Bedroom 2 | 12.00 | 11.00 | Main |
Why Live in Montego Cove 
Key Features 
Listing Office: Coldwell Banker Realty
Last Updated: September - 13 - 2026
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.
