3544 Ruby Avenue, St. James City, FL 33956 (MLS# A12111574)

$1,224,000

3544 Ruby Avenue
St. James City, FL 33956
MLS# A12111574
4 beds | 3 baths

Aerial perspective featuring a multi-level wood deck, swimming pool with paver surround, and private boat dock with metal roof

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Waterfront property featuring a private boat lift, a custom in-ground swimming pool, an elevated wooden deck, and mature palm landscaping on a corner canal lot

Two-story residence featuring a concrete driveway, two-car garage, expansive second-level deck with wooden railings, and mature palm trees

Kitchen featuring custom navy and white cabinetry, stone-finish countertops, multi-tonal mosaic tile breakfast bar, pendant lighting, and wood-finish flooring

Kitchen featuring white shaker-style cabinetry, a quartz-topped island with mosaic tile inlay, glass globe pendant lighting, stainless steel appliances, and wood-finish flooring

Kitchen featuring two-tone cabinetry, stainless steel appliances, a glass-tile backsplash with decorative accent, solid surface countertops, and wood-finish flooring

Kitchen featuring two-tone custom cabinetry, stone mosaic backsplash, quartz countertops, stainless steel appliances, and wood-finish flooring

Kitchen featuring dual-toned navy and white cabinetry, stone-finish countertops, stainless steel appliances, a tile backsplash, and wood-finish flooring

Built-in white storage cabinetry with a glass countertop, mirrored wall paneling, large-format windows, and wood-finish flooring

Open-concept living area featuring vaulted ceilings, recessed lighting, a modern ceiling fan, and large sliding glass doors leading to a covered patio

Vaulted ceiling featuring a multi-blade ceiling fan, expansive wood-finish flooring, and built-in upper wall cabinetry

Multi-blade brushed-nickel ceiling fan with integrated center light, glass-paneled double doors, wood-finish flooring, and crisp white trim

Vaulted ceilings featuring a multi-blade brushed nickel ceiling fan with integrated lighting, wood-finish flooring, and expansive sliding glass doors

Wood-finish flooring, crystal-accented ceiling fan with integrated lighting, and neutral-toned wall treatments

Crystal-style chandelier with a central ceiling fan, wood-finish flooring, and glass-paneled entry door

Bathroom featuring beadboard wall paneling, a dark wood-finish vanity with a rectangular sink, multi-tone tile flooring, and a decorative multi-arm chandelier

Bathroom featuring a walk-in shower with stone tile surround, dual dark-finish vanities with integrated cabinetry, beadboard wall paneling, and stone tile flooring

Bedroom featuring wood-finish flooring, a contemporary six-blade ceiling fan with integrated lighting, and a built-in white panel headboard with glass shelving

Brushed nickel ceiling fan with integrated lighting, wood-finish flooring, accent wall, and horizontal window blinds

Vanity featuring a stone-finish countertop, undermount sink, and wood-finish cabinetry with brushed metal pulls

Bedroom featuring a brushed nickel ceiling fan, wood-finish flooring, two large windows with installed blinds, and a built-in full-length mirror

Covered patio featuring stone-finish flooring, a painted tray ceiling, a dual-blade ceiling fan, and large-format sliding glass doors

Covered outdoor living area featuring tile flooring, a painted vaulted ceiling, dual ceiling fans, and floor-to-ceiling screened enclosures

Screened-in porch featuring large-format tile flooring, blue painted ceiling, integrated ceiling fan, and extensive screened walls

Elevated wooden deck featuring a perimeter railing, overlooking a canal and a swimming pool with mature palm trees

Expansive wood-plank deck featuring a wrap-around railing, integrated low-voltage lighting, and direct water access

Raised wooden deck with a built-in railing, metal roof overhang, and surrounding palm trees

Elevated deck featuring synthetic composite decking, vertical wood-finish railing, and mature palm trees

Living area featuring wood-finish flooring, two ceiling fans, recessed lighting, and three wall-mounted, dark-framed mirrors

Open-concept room featuring wood-finish flooring, recessed lighting, a ceiling fan, and large windows with horizontal blinds

Open-concept interior featuring wood-finish flooring, a kitchen pass-through counter, ceiling fans, and a ductless mini-split system

Kitchen featuring white cabinetry, stone-finish countertops, wood-finish flooring, wall-mounted ductless air conditioning unit, and recessed lighting

Kitchen featuring white cabinetry, stone-finish countertops, wood-finish flooring, a mobile kitchen island, and a sliding glass door

Kitchen featuring white shaker-style cabinetry, stone-finish countertops, wood-finish flooring, a portable kitchen island, and recessed lighting

Kitchen featuring white shaker-style cabinetry, stone-finish countertops, wood-finish flooring, a stainless steel undermount sink, and a center island with a wood-tone surface

Kitchen featuring white cabinetry, stone-finish countertops, wood-finish flooring, a ceiling fan, and a wall-mounted ductless air conditioning unit

Laundry space featuring white shaker-style wall cabinetry, recessed ceiling lighting, and wood-finish flooring

Bathroom featuring wood-finish flooring, a wood-grain vanity with a white countertop, a frameless glass-enclosed shower, and wall-mounted rectangular lighting fixtures

Glass-enclosed shower with textured wall tile and built-in recessed niche, complemented by wood-finish flooring and wall-mounted metal hardware

Tray ceiling, wood-finish flooring, multi-blade ceiling fan, and mirrored sliding-door closet

Room featuring a tray ceiling, recessed lighting, wood-finish flooring, and mirrored closet doors

Multi-blade stainless steel ceiling fan with integrated lighting, wood-finish flooring, recessed ceiling lighting, and a neutral color palette

Covered patio featuring concrete paver flooring, stucco exterior walls, multi-pane windows, and a decorative lattice ceiling treatment

Covered patio featuring a ceiling-mounted light and fan fixture, portable spa, masonry wall finish, and paver walkway

In-ground swimming pool featuring tile coping and stone paver decking, surrounded by mature palm trees and established hedging

Waterfront swimming pool with paver decking and integrated step entry

In-ground swimming pool with tile border, elevated wood-finish deck, stone paver pool deck, and mature palm trees

Covered gazebo featuring a lattice roof, stone paver flooring, and suspended bench seating, positioned over a swimming pool with water access

Multi-level elevated home featuring a wrap-around wooden deck, a ground-level covered patio area with support columns, and an inground swimming pool with stone-style paver decking

In-ground swimming pool with a stone paver deck, elevated wood-tone balcony, and covered lower-level patio area

Backyard featuring a sand-ground fire pit, stacked stone retaining wall, mature palm trees, and a wooden exterior staircase

Waterfront backyard featuring mature palm trees and a circular stone fire pit

Waterfront lot featuring a sand-toned landscape, mature palm trees, and natural rock edging

Private dock featuring a wooden deck, covered boat lift, and direct water access

Garage space featuring painted concrete flooring, integrated ceiling-mounted light fixtures, and white lattice partition detailing

Covered carport featuring a concrete floor, lattice privacy screening, and recessed lighting, with a side door and an attached garage door

Waterfront residence featuring a private boat dock, covered boat slip, mature palm trees, and manicured landscaping

Waterfront property featuring a private swimming pool, deep-water canal access, a boat lift, and a wrap-around balcony

Waterfront property featuring a private boat lift, a custom-shaped swimming pool, extensive wrap-around decking, and a seawall perimeter

Waterfront property featuring a private swimming pool, multi-level exterior decking, and a dedicated boat dock

Waterfront property featuring deep-water canal access, private boat dock, multi-sided perimeter bulkhead, and mature landscaping

Waterfront property featuring a private swimming pool, concrete boat dock, and a paved circular driveway

Mature fruit-bearing starfruit tree featuring dense, vibrant green foliage and seasonal harvest

Mature flowering plumeria tree featuring lush foliage and pink blossoms

Two-story exterior featuring a metal roof, wraparound wooden deck, dual-bay garage, and concrete driveway

Two-story residence featuring a metal roof, attached two-car garage, elevated wooden staircase, wrap-around balcony with wooden railings, and mature palm landscaping

Property Description
Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, & 189 ft of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this 4-bed, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to a private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift & fillet station, with quick access to open water. The kitchen features custom cabinetry, Corian countertops, SS appliances, a wine fridge, & ample space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides privacy & includes its own kitchen & laundry. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of SJC with the unmistakealbe feel of the Florida Keys right at home. This home on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. In high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.

Details

Maps

Contract Information

Comp Sale YN: No

Occupant Type: Call Listing Agent

Listing Date: 2026-09-14

Status: Active

Original List Price: 1224000

List Price: $1,224,000

Current Price: $1,224,000

Location and Legal

County Or Parish: Lee

County Parish Name: Lee

City Name: St James City

Municipal Code: 0

Postal Zip: 33956

Geographic Area: Other

Country: United States

Street Number: 3544

Street Name: Ruby

Street Suffix: Avenue

State Or Province: FL

Postal Code: 33956

Subdivision Name: BAYVIEW ACRES

Area: 5940 - Other Florida County

Parcel Number: 1001991

Zoning: RS-1

Directions: Head toward Sanibel BlvdTurn right onto Sanibel BlvdTurn left onto Bayview AveTurn right onto Warren BlvdTurn left onto Ruby Ave

General Property Information

Water Frontage Feet: 188

Senior Community YN: No

Outdoor Living Spaces YN: Yes

Stories Total: 2

Pool Private YN: Yes

Property Sub Type: Single Family Residence

Bedrooms Total: 4

Bathrooms Total: 3

Bathrooms Full: 3

Year Built: 1993

Garage YN: 1

Garage Spaces: 3

Covered Spaces: 3

Waterfront YN: 1

Direction Faces: West

Financial Information

Estimated Monthly Assoc Recurring Fee: 0

Membership Fee Required YN: No

Tax Annual Amount: 15418

Tax Year: 2025

Tax Legal Description: BAYVIEW ACRES BLK B PB 11 PG 101 LOT 9

Office/Member Information

DXORIGMLSID: SEF

Exterior Features

Lighting: 1

Flooring

Ceramic Tile: 1

Wood: 1

Parking Features

Covered: 1

Garage Door Opener: 1

Golf Cart Garage: 1

Property Condition

Resale: 1

Fencing

Fenced: 1

Possession

Close Of Escrow: 1

Negotiable: 1

Sewer

Septic Tank: 1

Special Information

Flood Zone: 1

Sold As-Is: 1

View

Water: 1

Heating

Central: 1

Electric: 1

Water Access

Ocean Access: 1

Water View

Canal: 1

Appliances

Dishwasher: 1

Disposal: 1

Dryer: 1

Electric Range: 1

Microwave: 1

Refrigerator: 1

Washer: 1

Construction Materials

Block: 1

Interior Features

Bedroom Layout - Split: 1

Storage: 1

Walk-In Closet(s): 1

Levels

Two: 1

Listing Terms

Cash: 1

Conventional: 1

FHA: 1

Lot Features

Fruit Tree(s): 1

Pool Features

Heated: 1

Road Surface Type

Paved: 1

Roof

Metal: 1

Water Source

Public: 1

Waterfront Features

Canal Front: 1

Point Lot: 1

No Fixed Bridges: 1

Water Heater Details

Electric Water Heater: 1

Boat and Dock Information

Dock: Yes

Boat and Dock Features

Lift: 1

Private Dock: 1

Cooling

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Showing Requirements

24 Hour Notice: 1

Appointment Only: 1

Showing Service: 1

Master Bedroom/Bath

Master Bdrm - Ground: 1

Master Bdrm - Upstairs: 1

Separate Shower: 1

Pool Size Details

Pool Size (WxL): 13x26

Restrictions

No Restrictions: 1

Outdoor Living Spaces

Deck: 1

Patio: 1

Porch: 1

Porch Details

Porch - Screened: 1

Room Types

Family Room: 1

Garage Converted: 1

Maid/In-Law Quarters: 1

Section Details

Parcel Number MLX: B

Acreage Description

1/4 To Less Than 1/2 Acre Lot: 1

Status Change Information

Major Change Timestamp: 2026-09-14T04:00:00Z

Major Change Type: New Listing

Status Change Date: 2026-10-22

Originating Details

Originating System Key: 568106439

Originating System ID: M00000151

Property Features

Exterior Features: Lighting

Flooring: Ceramic Tile; Wood

Parking Features: Covered; Garage Door Opener; Golf Cart Garage

Property Condition: Resale

Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer

Water Heater Details: Electric Water Heater

Boat and Dock Features: Lift; Private Dock

Construction Materials: Block

Cooling: Ceiling Fan(s); Central Air; Electric

Fencing: Fenced

Heating: Central; Electric

Interior Features: Bedroom Layout - Split; Storage; Walk-In Closet(s)

Levels: Two

Listing Terms: Cash; Conventional; FHA

Lot Features: Fruit Tree(s)

Pool Features: Heated

Possession: Close Of Escrow; Negotiable

Restrictions: No Restrictions

Road Surface Type: Paved

Roof: Metal

Sewer: Septic Tank

Special Information: Flood Zone; Sold As-Is

View: Water

Water Access: Ocean Access

Water Source: Public

Water View: Canal

Waterfront Features: Canal Front; Point Lot; No Fixed Bridges

Showing Requirements: 24 Hour Notice; Appointment Only; Showing Service

Outdoor Living Spaces: Deck; Patio; Porch

Porch Details: Porch - Screened

Room Types: Family Room; Garage Converted; Maid/In-Law Quarters

Acreage Description: 1/4 To Less Than 1/2 Acre Lot

Room Information

Room Name

Family Room

Garage Converted

Maid/In-Law Quarters

Listing Office: Charles Rutenberg Realty FTL

Last Updated: October - 29 - 2026

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