$413,000
Vero Beach, FL 32962
MLS# B26075381
Status: Closed
3 beds | 2 baths | 1640 sqft
1 / 47
Property Description
RARE 2.75% ASSUMABLE FHA MORTGAGE! Qualified buyers have an incredible opportunity to assume this low-rate loan with a current monthly mortgage payment of approximately $2,150. Welcome to Vero Shores a peaceful, established community near the Indian River, adjacent to the natural beauty of Harmony Oaks Conservation Area, with NO mandatory HOA and the freedom to bring your BOAT, RV & TOYS! This solid CBS 3BR/2BA home offers 1,640 SF and sits on an EXTRA-LARGE .37-ACRE CORNER LOT over 16,000 SF and approximately 140x115! Two driveway access points, a double commercial gate and improved shell/coquina side parking make maneuvering and storing a boat, RV or trailer a breeze. A BRAND-NEW PAVER DRIVEWAY adds beautiful curb appeal. Inside, you'll find a BRAND-NEW guest bathroom renovation
Details
Maps
Contract Information
Comp Sale YN: No
Occupant Type: Vacant
Listing Date: 2026-09-12
Status: Closed
Original List Price: 419900
Sold Price: $413,000
Current Price: $413,000
Listing Service: Full Service
Location and Legal
County Or Parish: Indian River
Municipality Type: Incorporated
Development Name: Vero Shores
Geographic Area: INRV - Indian River
Subdivision Number: 10000
Special Assessment YN: No
Flood Zone: X
Country: United States
Street Number: 404
Street Name: 21st
Street Suffix: Street
Street Direction Suffix: SE
State Or Province: FL
Postal Code: 32962
Postal Code +4: 7319
Subdivision Name: VERO SHORES UNIT 1
Area: 6341 - County Southeast (IR)
Elementary School: Indian River
High School: Vero Beach
Parcel Number: 334031000050060000110
Zoning: RS-6
Directions: From US-1 Turn East onto 21st SE into Vero Shores The property is on your left.
General Property Information
Living Area Main: 1640
Living Area Source: Owner
Lot Size Dimensions: 140x115
Accessibility Features YN: No
Gated Community YN: No
Lot Size Area: 16117.2
Senior Community YN: No
Outdoor Living Spaces YN: Yes
Furnished: Unfurnished
Stories Total: 1
Stories: 1
Fireplace YN: No
Pool Private YN: No
Year Roof Installed: 2018
LP/Assessed Value: 1.22
Property Sub Type: Single Family Residence
Bedrooms Total: 3
Bathrooms Total: 2
Bathrooms Full: 2
Building Area Main: 1640
Building Area Source: Owner
Year Built: 1973
Garage YN: 1
Attached Garage YN: 1
Garage Spaces: 2
Covered Spaces: 2
Parking Total: 2
Lot Size Acres: 0.37
Direction Faces: South
Financial Information
Application Required YN: No
Master Association YN: No
Estimated Monthly Assoc Recurring Fee: 0
Membership Fee Required YN: No
Tax Assessed/SOH Value: 344355
Assessor Market Value: 355865
Tax Annual Amount: 4549.34
Tax Year: 2025
Tax Legal Description: VERO SHORES UNIT 1 BLK 6 LOT 11 PBI 5-52
Office/Member Information
DXORIGMLSID: RML
Status Change Information
Buyer Financing: Assumed
Major Change Timestamp: 2026-11-09T00:52:48Z
Major Change Type: Status Change
Status Change Date: 2026-11-08
Under Contract Date: 2026-09-22
Close Date: 2026-11-06
Close Price: 413000
Dining Area
Breakfast Area: 1
Eat-In Kitchen: 1
Kitchen Dining: 1
Exterior Features
Storage: 1
Flooring
Tile: 1
Foundation Details
Slab: 1
Leasing Permitted Details
Leasing Permitted YN: Yes
Okay To Lease: 1
Parking Features
Boat: 1
Driveway: 1
Garage Door Opener: 1
Gravel: 1
Open: 1
RV Access/Parking: 1
Attached: 1
Attached Garage: 1
Garage: 1
Parking Information
Open Parking Spaces: 10
Property Condition
Resale: 1
Updated/Remodeled: 1
Special Listing Conditions
Standard: 1
Fencing
Fenced: 1
Structure Type
House: 1
Other Structures
Shed(s): 1
Possession
Close Of Escrow: 1
Negotiable: 1
Sewer
Public Sewer: 1
Special Information
Sold As-Is: 1
Title Abstract Available: 1
Utilities
Cable Connected: 1
Electricity Connected: 1
Sewer Connected: 1
Water Connected: 1
View
Garden: 1
Other: 1
Heating
Central: 1
Electric: 1
Water Access
None: 1
Window Features
Insulated Windows: 1
Storm Window(s): 1
Appliances
Dishwasher: 1
Dryer: 1
Electric Range: 1
Microwave: 1
Refrigerator: 1
Washer: 1
Construction Materials
CBS: 1
Interior Features
Pantry: 1
Walk-In Closet(s): 1
Other: 1
Laundry Features
In Unit: 1
Laundry Room: 1
Levels
One: 1
Listing Terms
Assumable: 1
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Lot Features
Corner Lot: 1
Landscaped: 1
Room for Pool: 1
Road Frontage Type
County Road: 1
East of US-1: 1
Road Responsibility
Public Maintained Road: 1
Road Surface Type
Asphalt: 1
Paved: 1
Roof
Metal: 1
Security Features
Smoke Detector(s): 1
Water Source
Public: 1
Architectural Style
Ranch: 1
Capital Contributions
Capital Contributions YN: No
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Ceiling Fan Details
Number Of Ceiling Fans: 7
Showing Requirements
Lockbox: 1
Schedule Online: 1
Sign On Property: 1
Main Level Rooms
Main Level Bathrooms: 2
Main Level Bedrooms: 3
Main Living Area
Entry Level: 1
Master Bedroom/Bath
Separate Shower: 1
Membership
No Membership Available: 1
Pets Allowed YN
Yes: 1
Pets Allowed
No Restrictions: 1
Pet Details
Pet Fee YN: No
Restrictions
No Restrictions: 1
Storm Protection
Impact Glass: Partial
Panel Shutters: Partial
Storm Protection Details
Storm Shutters: 1
Tax Information
No Homestead: 1
Outdoor Living Spaces
Patio: 1
Patio Details
Patio - Screened: 1
Contingencies
3rd Party Approval: 1
Financing: 1
Room Types
Bedroom 2: 1
Bedroom 2 Level: Main
Bedroom 3: 1
Bedroom 3 Level: Main
Dining Room: 1
Dining Room Level: Main
Kitchen: 1
Kitchen Level: Main
Living Room: 1
Living Room Level: Main
Master Bedroom: 1
Master Bedroom Level: Main
Price Calculations
Current Price To SqFt: 256.03
Acreage Description
1/4 To Less Than 1/2 Acre Lot: 1
Less Than 1 Acre Lot: 1
Originating Details
Originating System Key: 20260909170742133356000000
Originating System ID: M00000170
Property Features
Dining Area: Breakfast Area; Eat-In Kitchen; Kitchen Dining
Exterior Features: Storage
Flooring: Tile
Foundation Details: Slab
Leasing Permitted Details: Okay To Lease
Parking Features: Boat; Driveway; Garage Door Opener; Gravel; Open; RV Access/Parking; Attached; Attached Garage; Garage
Property Condition: Resale; Updated/Remodeled
Special Listing Conditions: Standard
Appliances: Dishwasher; Dryer; Electric Range; Microwave; Refrigerator; Washer
Architectural Style: Ranch
Construction Materials: CBS
Cooling: Ceiling Fan(s); Central Air; Electric
Fencing: Fenced
Heating: Central; Electric
Interior Features: Pantry; Walk-In Closet(s); Other
Laundry Features: In Unit; Laundry Room
Levels: One
Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan
Lot Features: Corner Lot; Landscaped; Room for Pool
Main Living Area: Entry Level
Membership: No Membership Available
Other Structures: Shed(s)
Pets Allowed YN: Yes
Pets Allowed: No Restrictions
Possession: Close Of Escrow; Negotiable
Restrictions: No Restrictions
Road Frontage Type: County Road; East of US-1
Road Responsibility: Public Maintained Road
Road Surface Type: Asphalt; Paved
Roof: Metal
Security Features: Smoke Detector(s)
Sewer: Public Sewer
Special Information: Sold As-Is; Title Abstract Available
Storm Protection Details: Storm Shutters
Structure Type: House
Tax Information: No Homestead
Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected
View: Garden; Other
Water Access: None
Water Source: Public
Window Features: Insulated Windows; Storm Window(s)
Showing Requirements: Lockbox; Schedule Online; Sign On Property
Outdoor Living Spaces: Patio
Patio Details: Patio - Screened
Contingencies: 3rd Party Approval; Financing
Room Types: Bedroom 2; Bedroom 3; Dining Room; Kitchen; Living Room; Master Bedroom
Acreage Description: 1/4 To Less Than 1/2 Acre Lot; Less Than 1 Acre Lot
Supplements
featuring tile flooring, new vanity and fixtures. Major improvements offer peace of mind, including a 2018 METAL ROOF, 2018 HVAC, 2022 WATER HEATER and COMPLETE REPLUMB in 2022. Impact-rated doors and garage door add another valuable upgrade. The laundry room has also been improved with an HVAC duct, bringing the space under air. The Florida lifestyle continues out back with an impressive 30x15 SCREENED & COVERED LANAI approximately 450 SF of additional outdoor living and entertaining space featuring a beautiful wood ceiling and commercial fan. The oversized backyard is fully fenced and includes a utility shed for additional storage. Location is another standout! Vero Shores offers a tucked-away residential feel surrounded by some of Vero Beach's natural beauty, with Harmony Oaks Conservation Area nearby, the Indian River just minutes away and easy access to boating, outdoor recreation, shopping, dining and Vero's beautiful beaches. BIG LOT. NO MANDATORY HOA. ROOM FOR THE TOYS. And a 2.75% assumable FHA mortgage opportunity that's nearly impossible to recreate in today's market. FHA loan assumption subject to lender approval and buyer qualification.
Room Information
| Room Name | Length | Width | Level |
| Living Room | 13.00 | 15.00 | Main |
| Dining Room | 15.00 | 11.00 | Main |
| Kitchen | 8.00 | 21.00 | Main |
| Master Bedroom | 15.00 | 11.00 | Main |
| Bedroom 2 | 15.00 | 10.00 | Main |
| Bedroom 3 | 14.00 | 10.00 | Main |
Listing Office: Atlantic Key Realty Group
Last Updated: November - 09 - 2026
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.
