$995,000
Palm City, FL 34990
MLS# M20056303
3 beds | 4 baths | 3775 sqft

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Property Description
GREAT OPPORTUNITY to be on WINTERS CREEK: Enjoy tranquil views of the creek and preserve. Expanded Cordova model:3 bedrooms, 3 full baths, a powder room, plus office/den with built-in desk. Each bedroom has en-suite bath. Mexican tile throughout the main living areas, formal living room has hardwood flooring, a fireplace. Family room has custom built-ins, pocket sliders opening to the pool patio. Spacious primary suite with high ceilings, walk-in closets, sitting area, dual vanities. Plus generator, 2-car garage plus golf cart garage. Harbour Ridge is private, mandatory membership community, two 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, fitness facility w/ pool, waterfront clubhouse, 2-mile riverfront walking path, biking, yacht club, marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.
Details
Maps
Contract Information
Comp Sale YN: No
Listing Date: 2026-07-16
Status: Active
Original List Price: 995000
List Price: $995,000
Current Price: $995,000
Location and Legal
County Or Parish: St. Lucie
County Parish Name: St Lucie
City Name: Palm City
Postal Zip: 34990
Development Name: Harbour Ridge - River Pointe Village
Geographic Area: MRTC - Martin County
Country: United States
Street Number: 601
Street Direction Prefix: NW
Street Name: Winters Creek
Street Suffix: Road
State Or Province: FL
Postal Code: 34990
Subdivision Name: Harbour Ridge - River Pointe Village
Area: 7220
Parcel Number: 442281000180004
General Property Information
Living Area Main: 3208
Gated Community YN: Yes
Lot Size Area: 14936.72
Senior Community YN: No
Outdoor Living Spaces YN: Yes
Furnished: Unfurnished
Stories Total: 1
Fireplace YN: Yes
Pool Private YN: Yes
Guest House YN: No
Year Roof Installed: 2013
Property Sub Type: Single Family Residence
Bedrooms Total: 3
Bathrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: 1
Building Area Main: 3775
Building Area Source: Public Records
Year Built: 1994
Garage YN: 1
Attached Garage YN: 1
Parking Total: 2
Lot Size Acres: 0.34
Waterfront YN: 1
Financial Information
Association Deposit YN: No
Association Membership: Mandatory
Estimated Monthly Assoc Recurring Fee: 4335
Membership Fee Required YN: Yes
Membership Fee Amount: 21665
Association YN: 1
Association Fee: 4335
Association Fee Frequency: Monthly
Tax Annual Amount: 12597
Tax Year: 2025
Tax Legal Description: HARBOUR RIDGE-PLAT 20- LOT 8
Application Fee Details
Application Fee Required: Yes
Application Fee: 500
Amenities
Boating: 1
Cafe/Restaurant: 1
Clubhouse: 1
Dog Park: 1
Fitness Center: 1
Golf Course: 1
Jogging Path: 1
Library: 1
Lobby: 1
Pickleball Court(s): 1
Pool: 1
Tennis Court(s): 1
Association Fee Includes
Cable TV: 1
Common Areas: 1
Golf: 1
Internet: 1
Reserve Funds: 1
Security: 1
Dining Area
Eat-In Kitchen: 1
Formal Dining: 1
Fireplace Features
Wood Burning: 1
Flooring
Carpet: 1
Mexican Tile: 1
Wood: 1
Leasing Permitted Details
Leasing Permitted YN: Yes
Okay To Lease With Restrictions: 1
Member Equity
Membership Equity YN: Yes
Membership Equity Amount: 1000
Parking Features
Garage Door Opener: 1
Golf Cart Parking: 1
Attached: 1
Attached Garage: 1
Garage: 1
Property Condition
Resale: 1
Structure Type
House: 1
Possession
Close Of Escrow: 1
Utilities
Cable Available: 1
View
Preserve: 1
Other: 1
Heating
Central: 1
Electric: 1
Window Features
Skylight(s): 1
Appliances
Dishwasher: 1
Dryer: 1
Electric Range: 1
Microwave: 1
Refrigerator: 1
Washer: 1
Construction Materials
Block: 1
Concrete: 1
Stucco: 1
Interior Features
Built-in Features: 1
High Ceilings: 1
Walk-In Closet(s): 1
Wet Bar: 1
Laundry Features
Laundry Tub: 1
Listing Terms
Cash: 1
Conventional: 1
Pool Features
Screen Enclosure: 1
Roof
Flat: 1
Tile: 1
Security Features
Gated with Guard: 1
Security Guard: 1
Gated Community: 1
Waterfront Features
Creek: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Association Type
Homeowner Association: 1
Showing Requirements
Schedule Online: 1
Master Bedroom/Bath
Dual Sinks: 1
Separate Shower: 1
Separate Tub: 1
Membership
Club Membership Required: 1
Equity Purchase Required: 1
Pets Allowed YN
Yes: 1
Pets Allowed
Number Limit: 1
Size Limit: 1
Restrictions
Buyer Approval Required: 1
Lease Restrictions: 1
No Corporate Buyer: 1
Parking - No Commercial Vehicles: 1
Parking - No RV: 1
Parking - No Truck: 1
Other Leasing Restrictions
Tenant Approval: 1
Storm Protection
Impact Glass: Partial
Tax Information
County Only: 1
Outdoor Living Spaces
Patio: 1
Porch: 1
Patio Details
Patio - Covered: 1
Porch Details
Porch - Screened: 1
Acreage Description
1/4 To Less Than 1/2 Acre Lot: 1
Status Change Information
Major Change Timestamp: 2026-07-16T04:00:00Z
Major Change Type: New Listing
Status Change Date: 2026-07-16
Originating Details
Originating System Key: 666096710
Originating System ID: M00000165
Property Features
Association Fee Includes: Cable TV; Common Areas; Golf; Internet; Reserve Funds; Security
Dining Area: Eat-In Kitchen; Formal Dining
Fireplace Features: Wood Burning
Flooring: Carpet; Mexican Tile; Wood
Leasing Permitted Details: Okay To Lease With Restrictions
Parking Features: Garage Door Opener; Golf Cart Parking; Attached; Attached Garage; Garage
Property Condition: Resale
Appliances: Dishwasher; Dryer; Electric Range; Microwave; Refrigerator; Washer
Construction Materials: Block; Concrete; Stucco
Cooling: Ceiling Fan(s); Central Air; Electric
Association Type: Homeowner Association
Heating: Central; Electric
Interior Features: Built-in Features; High Ceilings; Walk-In Closet(s); Wet Bar
Laundry Features: Laundry Tub
Listing Terms: Cash; Conventional
Membership: Club Membership Required; Equity Purchase Required
Pets Allowed YN: Yes
Pets Allowed: Number Limit; Size Limit
Pool Features: Screen Enclosure
Possession: Close Of Escrow
Restrictions: Buyer Approval Required; Lease Restrictions; No Corporate Buyer; Parking - No Commercial Vehicles; Parking - No RV; Parking - No Truck
Other Leasing Restrictions: Tenant Approval
Roof: Flat; Tile
Security Features: Gated with Guard; Security Guard; Gated Community
Structure Type: House
Tax Information: County Only
Utilities: Cable Available
View: Preserve; Other
Waterfront Features: Creek
Window Features: Skylight(s)
Showing Requirements: Schedule Online
Outdoor Living Spaces: Patio; Porch
Patio Details: Patio - Covered
Porch Details: Porch - Screened
Acreage Description: 1/4 To Less Than 1/2 Acre Lot
Listing Office: Harbour Ridge Realty Inc

Last Updated: October - 31 - 2026
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.

