Dining Area: Dining/Living Room

Electric: 220 Volts; Circuit Breakers

Exterior Features: Garden; Storage

Flooring: Ceramic Tile; Wood

Leasing Permitted Details: Okay To Lease

Parking Features: Asphalt; Concrete; Driveway; Gravel; Strip/Slab

Property Condition: Resale

Special Listing Conditions: Standard

Appliances: Dishwasher; Dryer; Electric Cooktop; Electric Range; Freezer; Microwave; Oven; Refrigerator; Washer; Water Heater; Cooktop

Water Heater Details: Electric Water Heater

Architectural Style: Traditional

Construction Materials: Vinyl Siding; Wood Frame

Cooling: Ceiling Fan(s); Central Air

Fencing: Back Yard; Chain Link; Fenced; Full; Gate; Privacy; Vinyl; Wood

Heating: Central; Electric

Interior Features: Bedroom Layout - Split; Built-in Features; Closet Cabinetry; Custom Mirrors; Entrance Foyer; Pantry; Storage

Laundry Features: Electric Dryer Hookup; Laundry Room; Outside; Washer Hookup; See Remarks

Levels: One

Listing Terms: Cash; Conventional; FHA; VA Loan

Lot Features: Fruit Tree(s); Room for Pool

Main Living Area: Entry Level

Other Structures: Shed(s); Storage; Other

Pets Allowed YN: Yes

Pets Allowed: No Restrictions

Possession: Close Of Escrow

Restrictions: No Restrictions

Road Frontage Type: City Street; West of US-1

Road Responsibility: Public Maintained Road

Road Surface Type: Paved

Roof: Metal

Security Features: Smoke Detector(s)

Sewer: Public Sewer

Special Information: Sold As-Is

Storm Protection Details: Storm Shutters

Structure Type: House

Tax Information: City/County; No Homestead

Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Available

Water Access: None

Water Source: Public

Window Features: Blinds; Shutters

Showing Requirements: Combination Lock Box; Lockbox; Schedule Online; Sign On Property; Text Listing Agent

Outdoor Living Spaces: Patio

Patio Details: Patio - Open

Room Types: Florida Room; Kitchen; Living Room; Master Bedroom

Acreage Description: Less Than 1/4 Acre Lot; Less Than 1 Acre Lot

Minutes to downtown, dining, shops & the St. Lucie River. This charming Downtown Stuart cottage offers far more than its 1920 year built might suggest. Filled with natural light from 13 windows, each with custom blinds, the home feels bright, warm & welcoming throughout. Original wood floors, graceful arched openings, new interior wood doors, paneled walls, painted wood ceilings, custom built-in bookcases in the living room & Bahama-blue exterior shutters all add to its authentic cottage character. Extensive renovations over the years—including substantial improvements reflected in the property's 1990 effective year—bring modern comfort while preserving the personality that makes this home so special. Both bedrooms feature their own beautifully renovated en-suite baths, each with custom walk-in showers, updated vanities & thoughtfully designed cabinetry and wardrobe-style storage. An additional half bath provides convenience for guests. More recent improvements include fresh interior paint, remote-controlled ceiling fans, 2025 HVAC & a 2026 water heater. The spacious kitchen offers abundant counter space, warm wood cabinetry, a pantry, separate storage closet & new LG refrigerator. While not recently remodeled like the bathrooms, its generous layout provides excellent functionality today with plenty of opportunity for a future owner to personalize it and create the kitchen they've always wanted. The large, private fenced backyard is another standout feature, with mature landscaping, fruit trees & plenty of space for outdoor entertaining, gardening or a future pool. A separate shed houses the full-size washer & dryer and functions as a dedicated laundry/utility space with electric, water, hanging space & folding area. An additional covered outdoor storage area provides convenient space for lawn equipment, tools & outdoor gear, plus a dedicated kayak rack. Two separate driveways provide unusually generous off-street parking for a home this close to Downtown Stuart, with room to comfortably accommodate 5 or more vehicles—a valuable feature in an area where many homes have limited or street-only parking. The home is being sold fully furnished with quality cottage-style furnishings that complement its character beautifully, making it a truly turnkey option for a full-time home, winter retreat or investment property ready for immediate use. Located in Flood Zone X, with flood insurance not currently required by the seller's lender. A wind mitigation inspection has been completed, and the Bahama shutters provide added storm protection while enhancing the home's authentic Florida cottage style. Seller reports favorable current insurance costs as well as low utility bills. Buyers should independently verify insurance requirements, coverage, premiums & utility costs. R-3 zoning offers additional flexibility and may allow accessory dwelling units, additional residential units or other improvements, subject to applicable City of Stuart zoning, setback, density & permitting requirements. Buyers should independently verify any intended future use or improvement with the City of Stuart.