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$1,099,000
785 SW PENNFIELD Terrace
Stuart, FL 34997
MLS# B26094395
3 beds  |  3 baths  |  3601 sqft


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Property Description
Built in 2021, this beautifully appointed 3-bedroom, 2.5-bathroom residence with a private study and 3-car garage offers the perfect blend of modern design, privacy, and effortless Florida living. Ideally situated on a premium corner homesite at the end of a quiet cul-de-sac within the gated community of Banyan Bay, this exceptional home showcases picturesque lake and preserve views with no rear neighbors. Step inside to discover soaring ceilings, oversized high-gloss porcelain tile flooring, and a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious great room flows seamlessly into the gourmet kitchen, complete with stainless steel appliances, white quartz countertops, modern cabinetry, and generous prep space. The private owner's suite offers a

Details
Maps
Contract Information
Comp Sale YN: No
Negotiable Seller Concessions YN: Yes
Listing Date: 2026-10-30
Status: Active
Original List Price: 1099000
List Price: $1,099,000
Current Price: $1,099,000
Listing Service: Full Service
Location and Legal
County Or Parish: Martin
County Parish Name: Martin
City Name: Stuart
Municipality Type: Unincorporated
Postal Zip: 34997
Geographic Area: MRTC - Martin County
Subdivision Number: 9
Special Assessment YN: No
Flood Zone: AE,X
Country: United States
Street Number: 785
Street Direction Prefix: SW
Street Name: PENNFIELD
Street Suffix: Terrace
State Or Province: FL
Postal Code: 34997
Postal Code +4: 4519
Subdivision Name: BANYAN BAY PUD PHASE 2A & 2B
Area: 6070 - Stuart - South of Indian St
Elementary School: J.D. Parker
Middle Or Junior School: Dr. David L. Anderson
High School: Martin County
Parcel Number: 413841009000006000
Zoning: Residential
General Property Information
Living Area Main: 2668
Living Area Source: Builder
Accessibility Features YN: No
Gated Community YN: Yes
Lot Size Area: 9533
Senior Community YN: No
Outdoor Living Spaces YN: Yes
Furnished: Unfurnished
Stories Total: 1
Stories: 1
Fireplace YN: No
Pool Private YN: No
LP/Assessed Value: 1.56
Property Sub Type: Single Family Residence
Bedrooms Total: 3
Bathrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: 1
Building Area Main: 3601
Building Area Source: Public Records
Year Built: 2021
Garage YN: 1
Attached Garage YN: 1
Garage Spaces: 3
Covered Spaces: 3
Parking Total: 6
Lot Size Acres: 0.22
Direction Faces: West
Financial Information
Association Deposit YN: No
Association Membership: Mandatory
Association Email: Beth@coastalstheone.com
Master Association YN: No
Estimated Monthly Assoc Recurring Fee: 325
Membership Fee Required YN: No
Tax Assessed/SOH Value: 706078
Assessor Market Value: 817270
Association YN: 1
Association Fee: 325
Association Fee Frequency: Monthly
Tax Annual Amount: 10651.7
Tax Year: 2025
Tax Legal Description: LOT 60 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Office/Member Information
DXORIGMLSID: RML
Amenities
Clubhouse: 1
Community Room: 1
Pool: 1
Sidewalks: 1
Street Lights: 1
Association Fee Includes
Common Areas: 1
Common Real Estate Tax: 1
Recreation Facility: 1
Security: 1
Dining Area
Breakfast Area: 1
Formal Dining: 1
Entry Information
Entry Location: Entry Level Living Area Y
Flooring
Carpet: 1
Tile: 1
Wood: 1
Leasing Permitted Details
Leasing Permitted YN: Yes
Parking Features
Driveway: 1
Garage Door Opener: 1
Attached: 1
Attached Garage: 1
Garage: 1
Property Condition
Resale: 1
Special Listing Conditions
Standard: 1
Structure Type
House: 1
Possession
Close Of Escrow: 1
Sewer
Public Sewer: 1
Special Information
Deed Restrictions: 1
Utilities
Sewer Available: 1
Water Available: 1
Heating
Central: 1
Sprinkler Description
Auto Sprinkler: 1
Water Access
None: 1
Water View
Lake: 1
Appliances
Dishwasher: 1
Dryer: 1
Electric Range: 1
Ice Maker: 1
Microwave: 1
Refrigerator: 1
Washer: 1
Range: 1
Construction Materials
Concrete: 1
Stucco: 1
Interior Features
Bedroom Layout - Split: 1
Built-in Features: 1
Closet Cabinetry: 1
Entrance Foyer: 1
High Ceilings: 1
Kitchen Island: 1
Pantry: 1
Walk-In Closet(s): 1
Laundry Features
Inside: 1
Laundry Room: 1
Laundry Tub: 1
Sink: 1
Levels
One: 1
Listing Terms
Cash: 1
Conventional: 1
VA Loan: 1
Lot Features
Cul-De-Sac: 1
Many Trees: 1
Room for Pool: 1
Sidewalks: 1
Road Frontage Type
West of US-1: 1
Roof
Concrete: 1
Tile: 1
Security Features
Gated - No Guard: 1
Smoke Detector(s): 1
Water Source
Public: 1
Architectural Style
Colonial: 1
Ranch: 1
Capital Contributions
Capital Contributions YN: Yes
Capital Contributions Amount: 975
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Association Type
Homeowner Association: 1
Showing Requirements
Call Listing Agent: 1
Main Level Rooms
Main Level Bathrooms: 3
Main Level Bedrooms: 3
Master Bedroom/Bath
Master Bdrm - Ground: 1
Master Bdrm - Sitting: 1
Pets Allowed YN
Yes: 1
Pets Allowed
Number Limit: 1
Pet Details
Pet Fee YN: No
Restrictions
Parking - No Commercial Vehicles: 1
Storm Protection
Impact Glass: Complete
Tax Information
City/County: 1
Homestead Exemption: 1
Outdoor Living Spaces
Patio: 1
Patio Details
Patio - Covered: 1
Patio - Open: 1
Room Types
Bedroom 2: 1
Bedroom 2 Level: Main
Bedroom 3: 1
Bedroom 3 Level: Main
Den: 1
Den Level: Main
Dining Room: 1
Dining Room Level: Main
Great Room: 1
Kitchen: 1
Kitchen Level: Main
Laundry: 1
Living Room: 1
Living Room Level: Main
Master Bedroom: 1
Master Bedroom Level: Main
Price Calculations
Current Price To SqFt: 411.91
Acreage Description
Less Than 1/4 Acre Lot: 1
Less Than 1 Acre Lot: 1
Status Change Information
Major Change Timestamp: 2026-10-30T13:50:07Z
Major Change Type: New Listing
Status Change Date: 2026-10-30
Originating Details
Originating System Key: 20261026134741134521000000
Originating System ID: M00000170
Property Features
Association Fee Includes: Common Areas; Common Real Estate Tax; Recreation Facility; Security
Dining Area: Breakfast Area; Formal Dining
Flooring: Carpet; Tile; Wood
Parking Features: Driveway; Garage Door Opener; Attached; Attached Garage; Garage
Property Condition: Resale
Special Listing Conditions: Standard
Appliances: Dishwasher; Dryer; Electric Range; Ice Maker; Microwave; Refrigerator; Washer; Range
Architectural Style: Colonial; Ranch
Construction Materials: Concrete; Stucco
Cooling: Ceiling Fan(s); Central Air; Electric
Association Type: Homeowner Association
Heating: Central
Interior Features: Bedroom Layout - Split; Built-in Features; Closet Cabinetry; Entrance Foyer; High Ceilings; Kitchen Island; Pantry; Walk-In Closet(s)
Laundry Features: Inside; Laundry Room; Laundry Tub; Sink
Levels: One
Listing Terms: Cash; Conventional; VA Loan
Lot Features: Cul-De-Sac; Many Trees; Room for Pool; Sidewalks
Pets Allowed YN: Yes
Pets Allowed: Number Limit
Possession: Close Of Escrow
Restrictions: Parking - No Commercial Vehicles
Road Frontage Type: West of US-1
Roof: Concrete; Tile
Security Features: Gated - No Guard; Smoke Detector(s)
Sewer: Public Sewer
Special Information: Deed Restrictions
Sprinkler Description: Auto Sprinkler
Structure Type: House
Tax Information: City/County; Homestead Exemption
Utilities: Sewer Available; Water Available
Water Access: None
Water Source: Public
Water View: Lake
Showing Requirements: Call Listing Agent
Outdoor Living Spaces: Patio
Patio Details: Patio - Covered; Patio - Open
Room Types: Bedroom 2; Bedroom 3; Den; Dining Room; Great Room; Kitchen; Laundry; Living Room; Master Bedroom
Acreage Description: Less Than 1/4 Acre Lot; Less Than 1 Acre Lot
Supplements
relaxing retreat with a tray ceiling, spa-inspired bathroom, soaking tub, walk-in shower, and beautifully appointed cabinetry. Hunter Douglas window treatments and plantation shutters throughout add an additional touch of sophistication. Enjoy the best of outdoor Florida living from the oversized, covered lanai, where expansive lake and preserve views create a peaceful backdrop and exceptional privacy. The spacious backyard offers ample room for design and build your dream custom pool and spa, creating the ultimate private outdoor oasis. This desirable corner homesite combines the benefits of cul-de-sac living, scenic surroundings, and the opportunity to create your ideal Florida lifestyle. Banyan Bay residents enjoy a low-maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization included. Community amenities feature private St. Lucie River access, a fishing dock, kayak and paddleboard launch, rinse station, and waterfront gazebo. The clubhouse offers a fitness center, resort-style pool, activity room, and catering kitchen for social gatherings and community events.
Room Information
Room Name Length Width Level Remarks
Living Room21.0016.00Mainaka Great Room
Kitchen15.0010.00Main
Master Bedroom17.0013.00Main
Den11.0010.00Main
Bedroom 212.0011.00Main
Bedroom 311.0011.00Main
Dining Room15.0010.00Main
Great Room
Laundry

IDX
Listing Office: The Agency Florida LLC
Source MLS Verified

Last Updated: November - 09 - 2026

This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.