$729,999
Cutler Bay, FL 33189
MLS# A12087565
3 beds | 2 baths | 2381 sqft
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Property Description
Discover relaxed South Florida living in this spacious 3-bedroom, 2-bathroom home located in Saga Bay, one of Cutler Bay’s most desirable neighborhoods. Situated on a quiet street, the home features impact windows throughout, abundant natural light, distinctive exposed wood-beam ceilings, newer AC (2023), and hard-surface tile flooring. The living and dining spaces flow seamlessly to a large fenced backyard with an expansive covered patio, ceiling fans, and multiple areas for dining, grilling, and entertaining. A two-car garage and extended driveway provide ample parking and storage. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a five-acre park with a playground and walking trails, and community security—all with one of the lowest HOA fees in Cutler Bay. Conveniently located just minutes from A-rated schools, Black Point Marina, shopping, dining, and US-1. Enjoy the space, amenities, and indoor-outdoor lifestyle that make Saga Bay such a special place to call home.
Details
Maps
Documents
Contract Information
Comp Sale YN: No
Occupant Type: Owner
Listing Date: 2026-09-15
Status: Active
Original List Price: 750000
List Price: $729,999
Current Price: $729,999
Location and Legal
County Or Parish: Miami-Dade
County Parish Name: Miami-Dade
City Name: Cutler Bay
Municipal Code: 36
Postal Zip: 33189
Subdivision Number: 7
Flood Zone: AE
Country: United States
Street Number: 8005
Street Direction Prefix: SW
Street Name: 198th
Street Suffix: Terrace
State Or Province: FL
Postal Code: 33189
Postal Code +4: 2115
Subdivision Name: SAGA BAY SEC 1 PT 6
Area: 2600
Elementary School: Dr. Edward L. Whigham
Middle Or Junior School: Cutler Bay Middle
High School: Miami Southridge
Parcel Number: 3660100070700
Zoning: 0100
General Property Information
Adjusted Area Main: 2094
Living Area Main: 1825
Lot Size Area: 8753
Senior Community YN: Yes
Outdoor Living Spaces YN: Yes
Stories Total: 1
Pool Private YN: No
Property Sub Type: Single Family Residence
Bedrooms Total: 3
Bathrooms Total: 2
Bathrooms Full: 2
Building Area Main: 2381
Year Built: 1977
Garage YN: 1
Attached Garage YN: 1
Garage Spaces: 2
Covered Spaces: 2
Lot Size Acres: 0.2
Direction Faces: South
Financial Information
Estimated Monthly Assoc Recurring Fee: 60
Membership Fee Required YN: No
Association YN: 1
Association Fee: 180
Association Fee Frequency: Quarterly
Tax Annual Amount: 4680
Tax Year: 2025
Tax Legal Description: SAGA BAY SEC 1 PT 6 PB 99-37 LOT 25 BLK 20 LOT SIZE 85.000 X 103 OR 16685-3851 0295 1 COC 23369-3291 04 2005 1 F/A/U 30-6010-007-0700 COC 26
Office/Member Information
DXORIGMLSID: SEF
Amenities
Maintained Community: 1
Other: 1
Dining Area
Dining/Living Room: 1
Formal Dining: 1
Snack Bar/Counter: 1
Entry Information
Entry Level: 1
Exterior Features
Lighting: 1
Flooring
Laminate: 1
Tile: 1
Vinyl: 1
Leasing Permitted Details
Leasing Permitted YN: Yes
Okay To Lease: 1
Parking Features
Driveway: 1
Garage Door Opener: 1
Strip/Slab: 1
Attached: 1
Attached Garage: 1
Garage: 1
Property Condition
Resale: 1
Fencing
Fenced: 1
Possession
Close Of Escrow: 1
Sewer
Public Sewer: 1
Special Information
Sold As-Is: 1
Heating
Central: 1
Electric: 1
Window Features
Blinds: 1
Appliances
Dishwasher: 1
Dryer: 1
Electric Range: 1
Microwave: 1
Refrigerator: 1
Washer: 1
Other: 1
Construction Materials
CBS: 1
Interior Features
Vaulted Ceiling(s): 1
Laundry Features
In Garage: 1
Levels
One: 1
Listing Terms
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Lot Features
Room for Pool: 1
Other Equipment
Other: 1
Road Frontage Type
Public Road: 1
Roof
Shingle: 1
Security Features
Smoke Detector(s): 1
Water Source
Public: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Association Type
Homeowner Association: 1
Showing Requirements
24 Hour Notice: 1
Appointment Only: 1
Call Listing Agent: 1
Master Bedroom/Bath
Bedroom On Entry Level: 1
Dual Sinks: 1
Master Bdrm - Ground: 1
Separate Shower: 1
Storm Protection
Impact Glass: Complete
Outdoor Living Spaces
Patio: 1
Room Types
Den: 1
Family Room: 1
Price Calculations
Current Price To SqFt: 399.99
Section Details
Parcel Number MLX: 0700
Status Change Information
Major Change Timestamp: 2026-09-22T15:08:37Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-09-22T15:08:37Z
Status Change Date: 2026-09-15
Originating Details
Originating System Key: 562901832
Originating System ID: M00000151
Property Features
Dining Area: Dining/Living Room; Formal Dining; Snack Bar/Counter
Exterior Features: Lighting
Flooring: Laminate; Tile; Vinyl
Leasing Permitted Details: Okay To Lease
Parking Features: Driveway; Garage Door Opener; Strip/Slab; Attached; Attached Garage; Garage
Property Condition: Resale
Appliances: Dishwasher; Dryer; Electric Range; Microwave; Refrigerator; Washer; Other
Construction Materials: CBS
Cooling: Ceiling Fan(s); Central Air
Association Type: Homeowner Association
Fencing: Fenced
Heating: Central; Electric
Interior Features: Vaulted Ceiling(s)
Laundry Features: In Garage
Levels: One
Listing Terms: Cash; Conventional; FHA; VA Loan
Lot Features: Room for Pool
Other Equipment: Other
Possession: Close Of Escrow
Road Frontage Type: Public Road
Roof: Shingle
Security Features: Smoke Detector(s)
Sewer: Public Sewer
Special Information: Sold As-Is
Water Source: Public
Window Features: Blinds
Showing Requirements: 24 Hour Notice; Appointment Only; Call Listing Agent
Outdoor Living Spaces: Patio
Room Types: Den; Family Room
Room Information
| Room Name |
| Den |
| Family Room |
Approved Budget 
Listing Office: South Florida Global R.E. LLC
Last Updated: September - 22 - 2026
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.
